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Single Family ResidenceResidential
$216,019$171 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $186,000 on Sep 23, 2024

39 JAMES ST

SCHENECTADY, NY 12304
4
Beds
2
Baths
1,260 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,430 ft²
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$216K
$187K low$245K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$186,000 · Sep 23, 2024

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$93,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$79,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$93,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$155,489

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySchenectady
Lot (acres)The size of the land the home sits on, from county records.0.08
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 256 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Central Park Middle SchoolD-
Middle · Grades 6–8 · 0.4 mi
E
Paige Elementary SchoolD-
Elementary · Grades PK–5 · 1.0 mi
H
Schenectady High SchoolD
High · Grades 9–12 · 1.4 mi

District: Schenectady City School District

Neighborhood · ZIP 12304These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.23,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,329 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,506
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,943
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

39 James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Schenectady County
  • Costs more per square foot than 89% of homes in Central State
  • Smaller than 84% of homes in Central State
  • Has a smaller lot than 94% of homes in Schenectady County
  • Older than 82% of homes in Schenectady County

What homes are worth in Schenectady 12304

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$591K

This home is worth more than 38% of homes in Schenectady 12304.

How it measures up in Schenectady 12304

The dot is this home. The mark in the middle is the typical home in Schenectady 12304.

Estimated value$216,019
CheaperTypical $238,147Pricier

Pricier than 38% of homes nearby

Price per ft²$171
CheaperTypical $184Pricier

Pricier than 41% of homes nearby

Living area1,260 ft²
SmallerTypical 1,472 ft²Bigger

Bigger than 33% of homes nearby

Lot size3,430 ft²
SmallerTypical 0.17 acBigger

Bigger than 9% of homes nearby

Year built1910
OlderTypical 1945Newer

Newer than 23% of homes nearby

How 39 James St ranks against every home in each area.
MeasureThis homeCentral StateSchenectady 12304Schenectady County
Estimated valuepricier than$216,01980% of homes38% of homes19% of homes
Price per ft²pricier than$17189% of homes41% of homes31% of homes
Living areabigger than1,260 ft²16% of homes33% of homes22% of homes
Lot sizebigger than3,430 ft²17% of homes9% of homes6% of homes
Year builtnewer than191059% of homes23% of homes18% of homes

About 39 James St

How much is 39 James St, Schenectady, NY worth?

The TopHap Estimate for 39 James St, Schenectady, NY is $216,019 as of Sep 24, 2026. The likely range is $187,062 to $244,976. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 39 James St, Schenectady, NY last sell?

39 James St, Schenectady, NY last sold on Sep 23, 2024 for $186,000, according to the county's recorded deed.

How big is 39 James St, Schenectady, NY?

39 James St, Schenectady, NY has 4 bedrooms, 2 bathrooms, 1,260 square feet of living space and a 0.08-acre lot.

When was 39 James St, Schenectady, NY built?

39 James St, Schenectady, NY was built in 1910, making it 116 years old. It is a colonial home. The building has 2 stories.

What schools serve 39 James St, Schenectady, NY?

39 James St, Schenectady, NY is assigned to Central Park Middle School (middle), rated D-; Paige Elementary School (elementary), rated D-; Schenectady High School (high), rated D. All sit in Schenectady City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 39 James St, Schenectady, NY compare to other homes in Schenectady 12304?

Among the 6,469 homes in Schenectady 12304, it is worth more than 38% of them ($216,019 against a typical $238,147), its price per square foot is higher than 41% of them ($171 against a typical $184), it is bigger than 33% of them (1,260 ft² against a typical 1,472 ft²), its lot is bigger than 9% of them (3,430 ft² against a typical 0.17 ac) and it is newer than 23% of them (1910 against a typical 1945). Measured against all of Schenectady County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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