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Single Family ResidenceResidential
$193,791$91 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $150,520 on Oct 1, 2020

39 OSWEGO ST

CAMDEN, NY 13316
4
Beds
1.5
Baths
2,138 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$194K
$166K low$221K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,520 · Oct 1, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,913 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,250 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,250
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$203,125

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyONEIDA
Lot (acres)The size of the land the home sits on, from county records.0.47
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 90 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Camden Elementary SchoolD+
Elementary · Grades KG–4 · 0.2 mi
H
Camden Senior High SchoolC+
High · Grades 9–12 · 0.3 mi
M
Camden Middle SchoolC
Middle · Grades 5–8 · 0.5 mi

District: Camden Central School District

Neighborhood · ZIP 13316These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,680
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,864
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,572
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

39 Oswego St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 88% of homes in Oneida County
  • Bigger than 87% of homes in Camden 13316
  • Has a smaller lot than 78% of homes in Camden 13316
  • Older than 82% of homes in Oneida County

What homes are worth in Camden 13316

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$470K

This home is worth more than 55% of homes in Camden 13316.

How it measures up in Camden 13316

The dot is this home. The mark in the middle is the typical home in Camden 13316.

Estimated value$193,791
CheaperTypical $183,937Pricier

Pricier than 55% of homes nearby

Price per ft²$91
CheaperTypical $132Pricier

Pricier than 24% of homes nearby

Living area2,138 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.47 ac
SmallerTypical 2.3 acBigger

Bigger than 22% of homes nearby

Year built1900
OlderTypical 1971Newer

Newer than 22% of homes nearby

How 39 Oswego St ranks against every home in each area.
MeasureThis homeCamden 13316Oneida County
Estimated valuepricier than$193,79155% of homes36% of homes
Price per ft²pricier than$9124% of homes12% of homes
Living areabigger than2,138 ft²87% of homes76% of homes
Lot sizebigger than0.47 ac22% of homes58% of homes
Year builtnewer than190022% of homes18% of homes

About 39 Oswego St

How much is 39 Oswego St, Camden, NY worth?

The TopHap Estimate for 39 Oswego St, Camden, NY is $193,791 as of Sep 24, 2026. The likely range is $166,174 to $221,408. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 39 Oswego St, Camden, NY last sell?

39 Oswego St, Camden, NY last sold on Oct 1, 2020 for $150,520, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 39 Oswego St, Camden, NY?

39 Oswego St, Camden, NY has 4 bedrooms, 1.5 bathrooms, 2,138 square feet of living space and a 0.47-acre lot.

When was 39 Oswego St, Camden, NY built?

39 Oswego St, Camden, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 39 Oswego St, Camden, NY?

39 Oswego St, Camden, NY is assigned to Camden Elementary School (elementary), rated D+; Camden Senior High School (high), rated C+; Camden Middle School (middle), rated C. All sit in Camden Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 39 Oswego St, Camden, NY compare to other homes in Camden 13316?

Among the 2,966 homes in Camden 13316, it is worth more than 55% of them ($193,791 against a typical $183,937), its price per square foot is higher than 24% of them ($91 against a typical $132), it is bigger than 87% of them (2,138 ft² against a typical 1,344 ft²), its lot is bigger than 22% of them (0.47 ac against a typical 2.3 ac) and it is newer than 22% of them (1900 against a typical 1971). Measured against all of Oneida County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 39 Oswego St, Camden, NY?

The 2026 property tax bill for 39 Oswego St, Camden, NY was $2,913. The county assessed it at $3,250.

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