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Residential (General/Single)Residential
$557,413$484 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $250,000 on Dec 15, 2010

39 RAY ST

ELMWOOD PARK, NJ 07407
0
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$557K
$519K low$596K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$250,000 · Dec 15, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,296 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$527,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$310,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$217,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$259,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$527,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ganter Avenue SchoolC+
Elementary · Grades PK–5 · 0.2 mi
H
Memorial Senior High SchoolD
High · Grades 9–12 · 1.1 mi
M
Memorial Middle SchoolC-
Middle · Grades 6–8 · 1.1 mi

District: Elmwood Park Borough School District

Neighborhood · ZIP 07407These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.116

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.21,970
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,947 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,831
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,395
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

39 Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Bergen County
  • Costs more per square foot than 88% of homes in Elmwood Park 07407
  • Smaller than 89% of homes in Elmwood Park 07407
  • Has a smaller lot than 82% of homes in Elmwood Park 07407
  • Older than 80% of homes in Elmwood Park 07407

What homes are worth in Elmwood Park 07407

Each bar is how many homes fall in that price range. The marker is this home.

This home
$370K$1.1M

This home is worth more than 21% of homes in Elmwood Park 07407.

How it measures up in Elmwood Park 07407

The dot is this home. The mark in the middle is the typical home in Elmwood Park 07407.

Estimated value$557,413
CheaperTypical $653,439Pricier

Pricier than 21% of homes nearby

Price per ft²$484
CheaperTypical $376Pricier

Pricier than 88% of homes nearby

Living area1,152 ft²
SmallerTypical 1,707 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.11 ac
SmallerTypical 0.11 acBigger

Bigger than 18% of homes nearby

Year built1940
OlderTypical 1950Newer

Newer than 20% of homes nearby

How 39 Ray St ranks against every home in each area.
MeasureThis homeElmwood Park 07407Bergen County
Estimated valuepricier than$557,41321% of homes15% of homes
Price per ft²pricier than$48488% of homes70% of homes
Living areabigger than1,152 ft²11% of homes11% of homes
Lot sizebigger than0.11 ac18% of homes23% of homes
Year builtnewer than194020% of homes28% of homes

About 39 Ray St

How much is 39 Ray St, Elmwood Park, NJ worth?

The TopHap Estimate for 39 Ray St, Elmwood Park, NJ is $557,413 as of Sep 24, 2026. The likely range is $519,141 to $595,685. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 39 Ray St, Elmwood Park, NJ last sell?

39 Ray St, Elmwood Park, NJ last sold on Dec 15, 2010 for $250,000, according to the county's recorded deed.

How big is 39 Ray St, Elmwood Park, NJ?

39 Ray St, Elmwood Park, NJ has 1,152 square feet of living space and a 0.12-acre lot.

When was 39 Ray St, Elmwood Park, NJ built?

39 Ray St, Elmwood Park, NJ was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 39 Ray St, Elmwood Park, NJ?

39 Ray St, Elmwood Park, NJ is assigned to Ganter Avenue School (elementary), rated C+; Memorial Senior High School (high), rated D; Memorial Middle School (middle), rated C-. All sit in Elmwood Park Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 39 Ray St, Elmwood Park, NJ compare to other homes in Elmwood Park 07407?

Among the 4,697 homes in Elmwood Park 07407, it is worth more than 21% of them ($557,413 against a typical $653,439), its price per square foot is higher than 88% of them ($484 against a typical $376), it is bigger than 11% of them (1,152 ft² against a typical 1,707 ft²), its lot is bigger than 18% of them (0.11 ac against a typical 0.11 ac) and it is newer than 20% of them (1940 against a typical 1950). Measured against all of Bergen County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 39 Ray St, Elmwood Park, NJ?

The 2025 property tax bill for 39 Ray St, Elmwood Park, NJ was $8,296. The county assessed it at $527,500.

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