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Single Family ResidenceResidential
$984,554$543 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

39 ROSS AVE

SPRING VALLEY, NY 10977
3
Beds
2
Baths
1,812 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.71 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$985K
$853K low$1.1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$789,554
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$631,643
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$195,000
HSBC MORTGAGE CORP (USA) · R · recorded Apr 10, 2003

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$782,493

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyRockland
Lot (acres)The size of the land the home sits on, from county records.0.71
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 128 ft²Porch · 1,416 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fleetwood Elementary SchoolF
Elementary · Grades KG–3 · 0.9 mi
M
Chestnut Ridge Middle SchoolC-
Middle · Grades 7–8 · 0.9 mi
H
Spring Valley High SchoolD-
High · Grades 9–12 · 2.0 mi

District: East Ramapo Central School District (Spring Valley)

Neighborhood · ZIP 10977These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.71,017
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,361 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,289
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

39 Ross Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Rockland County
  • Costs more per square foot than 93% of homes in Rockland County
  • Smaller than 68% of homes in Spring Valley 10977
  • Has a bigger lot than 88% of homes in Spring Valley 10977

What homes are worth in Spring Valley 10977

Each bar is how many homes fall in that price range. The marker is this home.

This home
$299K$1.7M

This home is worth more than 63% of homes in Spring Valley 10977.

How it measures up in Spring Valley 10977

The dot is this home. The mark in the middle is the typical home in Spring Valley 10977.

Estimated value$984,554
CheaperTypical $906,987Pricier

Pricier than 63% of homes nearby

Price per ft²$543
CheaperTypical $436Pricier

Pricier than 83% of homes nearby

Living area1,812 ft²
SmallerTypical 2,148 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.71 ac
SmallerTypical 0.24 acBigger

Bigger than 88% of homes nearby

Year built1966
OlderTypical 1974Newer

Newer than 37% of homes nearby

How 39 Ross Ave ranks against every home in each area.
MeasureThis homeSpring Valley 10977Rockland County
Estimated valuepricier than$984,55463% of homes78% of homes
Price per ft²pricier than$54383% of homes93% of homes
Living areabigger than1,812 ft²32% of homes40% of homes
Lot sizebigger than0.71 ac88% of homes84% of homes
Year builtnewer than196637% of homes46% of homes

About 39 Ross Ave

How much is 39 Ross Ave, Spring Valley, NY worth?

The TopHap Estimate for 39 Ross Ave, Spring Valley, NY is $984,554 as of Jul 14, 2026. The likely range is $853,396 to $1,115,712. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 39 Ross Ave, Spring Valley, NY?

39 Ross Ave, Spring Valley, NY has 3 bedrooms, 2 bathrooms, 1,812 square feet of living space and a 0.71-acre lot.

When was 39 Ross Ave, Spring Valley, NY built?

39 Ross Ave, Spring Valley, NY was built in 1966, making it 60 years old. It is a raised ranch home. The building has 1 story.

What schools serve 39 Ross Ave, Spring Valley, NY?

39 Ross Ave, Spring Valley, NY is assigned to Fleetwood Elementary School (elementary), rated F; Chestnut Ridge Middle School (middle), rated C-; Spring Valley High School (high), rated D-. All sit in East Ramapo Central School District (Spring Valley). Attendance boundaries change — confirm with the district before relying on an assignment.

How does 39 Ross Ave, Spring Valley, NY compare to other homes in Spring Valley 10977?

Among the 10,978 homes in Spring Valley 10977, it is worth more than 63% of them ($984,554 against a typical $906,987), its price per square foot is higher than 83% of them ($543 against a typical $436), it is bigger than 32% of them (1,812 ft² against a typical 2,148 ft²), its lot is bigger than 88% of them (0.71 ac against a typical 0.24 ac) and it is newer than 37% of them (1966 against a typical 1974). Measured against all of Rockland County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Spring Valley 10977

Assigned schools

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