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Single Family ResidenceResidential
$152,230$97 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $77,250 on Dec 22, 2020

390 DIVISION ST

AMSTERDAM, NY 12010
3
Beds
1
Baths
1,576 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1894
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$152K
$140K low$165K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$77,250 · Dec 22, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$962 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$46,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$39,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$135,294

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.0.21
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 328 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Raphael J Mcnulty Academy for Intern Studies and LiteracyD+
Elementary · Grades PK–5 · 1.0 mi
M
Wilbur H Lynch Literacy AcademyC-
Middle · Grades 6–8 · 1.1 mi
H
Amsterdam High SchoolD
High · Grades 9–12 · 2.1 mi

District: Amsterdam City School District

Neighborhood · ZIP 12010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,758
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,310
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,860
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

390 Division St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Amsterdam 12010
  • Costs less per square foot than 91% of homes in Amsterdam 12010
  • Has a smaller lot than 69% of homes in Montgomery County
  • Older than 86% of homes in Amsterdam 12010

What homes are worth in Amsterdam 12010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$637K

This home is worth more than 11% of homes in Amsterdam 12010.

How it measures up in Amsterdam 12010

The dot is this home. The mark in the middle is the typical home in Amsterdam 12010.

Estimated value$152,230
CheaperTypical $247,969Pricier

Pricier than 11% of homes nearby

Price per ft²$97
CheaperTypical $174Pricier

Pricier than 9% of homes nearby

Living area1,576 ft²
SmallerTypical 1,728 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.21 ac
SmallerTypical 0.29 acBigger

Bigger than 40% of homes nearby

Year built1894
OlderTypical 1940Newer

Newer than 14% of homes nearby

How 390 Division St ranks against every home in each area.
MeasureThis homeAmsterdam 12010Montgomery County
Estimated valuepricier than$152,23011% of homes28% of homes
Price per ft²pricier than$979% of homes26% of homes
Living areabigger than1,576 ft²42% of homes47% of homes
Lot sizebigger than0.21 ac40% of homes31% of homes
Year builtnewer than189414% of homes20% of homes

About 390 Division St

How much is 390 Division St, Amsterdam, NY worth?

The TopHap Estimate for 390 Division St, Amsterdam, NY is $152,230 as of Aug 30, 2026. The likely range is $139,532 to $164,928. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 390 Division St, Amsterdam, NY last sell?

390 Division St, Amsterdam, NY last sold on Dec 22, 2020 for $77,250, according to the county's recorded deed.

How big is 390 Division St, Amsterdam, NY?

390 Division St, Amsterdam, NY has 3 bedrooms, 1 bathrooms, 1,576 square feet of living space and a 0.21-acre lot.

When was 390 Division St, Amsterdam, NY built?

390 Division St, Amsterdam, NY was built in 1894, making it 132 years old. It is a traditional/old home. The building has 3 stories.

What schools serve 390 Division St, Amsterdam, NY?

390 Division St, Amsterdam, NY is assigned to Raphael J Mcnulty Academy for Intern Studies and Literacy (elementary), rated D+; Wilbur H Lynch Literacy Academy (middle), rated C-; Amsterdam High School (high), rated D. All sit in Amsterdam City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 390 Division St, Amsterdam, NY compare to other homes in Amsterdam 12010?

Among the 9,302 homes in Amsterdam 12010, it is worth more than 11% of them ($152,230 against a typical $247,969), its price per square foot is higher than 9% of them ($97 against a typical $174), it is bigger than 42% of them (1,576 ft² against a typical 1,728 ft²), its lot is bigger than 40% of them (0.21 ac against a typical 0.29 ac) and it is newer than 14% of them (1894 against a typical 1940). Measured against all of Montgomery County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 390 Division St, Amsterdam, NY?

The 2025 property tax bill for 390 Division St, Amsterdam, NY was $962. The county assessed it at $46,000.

More homes on Division St

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Assigned schools

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