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Single Family ResidenceResidential
$547,705$304 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $280,000 on Nov 12, 2009

390 STEPHENS RD

RUFFIN, NC 27326
1
Baths
1,800 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
16.05 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$548K
$485K low$610K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$280,000 · Nov 12, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,668 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$423,732 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$44,220
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$379,512
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$423,732
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$423,732

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
32
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
67
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRockingham
Lot (acres)The size of the land the home sits on, from county records.16.05
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 240 ft²Porch · 662 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln Elementary SchoolA-
Elementary · Grades PK–5 · 2.1 mi
M
Rockingham County Middle SchoolB
Middle · Grades 6–8 · 9.5 mi
H
Rockingham County High SchoolC+
High · Grades 9–12 · 9.7 mi

District: Rockingham County Schools

Neighborhood · ZIP 27326These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,357
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,801
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,443
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

390 Stephens Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Ruffin 27326
  • Costs more per square foot than 98% of homes in Rockingham County
  • Bigger than 75% of homes in Ruffin 27326
  • Has a bigger lot than 95% of homes in Rockingham County
  • Newer than 77% of homes in Rockingham County

What homes are worth in Ruffin 27326

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$615K

This home is worth more than 97% of homes in Ruffin 27326.

How it measures up in Ruffin 27326

The dot is this home. The mark in the middle is the typical home in Ruffin 27326.

Estimated value$547,705
CheaperTypical $154,529Pricier

Pricier than 97% of homes nearby

Price per ft²$304
CheaperTypical $130Pricier

Pricier than 96% of homes nearby

Living area1,800 ft²
SmallerTypical 1,426 ft²Bigger

Bigger than 75% of homes nearby

Lot size16.05 ac
SmallerTypical 1.8 acBigger

Bigger than 86% of homes nearby

Year built1996
OlderTypical 1976Newer

Newer than 71% of homes nearby

How 390 Stephens Rd ranks against every home in each area.
MeasureThis homeRuffin 27326Rockingham County
Estimated valuepricier than$547,70597% of homes97% of homes
Price per ft²pricier than$30496% of homes98% of homes
Living areabigger than1,800 ft²75% of homes75% of homes
Lot sizebigger than16.05 ac86% of homes95% of homes
Year builtnewer than199671% of homes77% of homes

About 390 Stephens Rd

How much is 390 Stephens Rd, Ruffin, NC worth?

The TopHap Estimate for 390 Stephens Rd, Ruffin, NC is $547,705 as of Jul 14, 2026. The likely range is $485,319 to $610,091. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 390 Stephens Rd, Ruffin, NC last sell?

390 Stephens Rd, Ruffin, NC last sold on Nov 12, 2009 for $280,000, according to the county's recorded deed.

How big is 390 Stephens Rd, Ruffin, NC?

390 Stephens Rd, Ruffin, NC has 1 bathrooms, 1,800 square feet of living space and a 16.05-acre lot.

When was 390 Stephens Rd, Ruffin, NC built?

390 Stephens Rd, Ruffin, NC was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 390 Stephens Rd, Ruffin, NC?

390 Stephens Rd, Ruffin, NC is assigned to Lincoln Elementary School (elementary), rated A-; Rockingham County Middle School (middle), rated B; Rockingham County High School (high), rated C+. All sit in Rockingham County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 390 Stephens Rd, Ruffin, NC compare to other homes in Ruffin 27326?

Among the 1,994 homes in Ruffin 27326, it is worth more than 97% of them ($547,705 against a typical $154,529), its price per square foot is higher than 96% of them ($304 against a typical $130), it is bigger than 75% of them (1,800 ft² against a typical 1,426 ft²), its lot is bigger than 86% of them (16.05 ac against a typical 1.8 ac) and it is newer than 71% of them (1996 against a typical 1976). Measured against all of Rockingham County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 390 Stephens Rd, Ruffin, NC?

The 2025 property tax bill for 390 Stephens Rd, Ruffin, NC was $2,668. The county assessed it at $423,732.

More homes on Stephens Rd

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