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Single Family ResidenceResidential
$291,559$230 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3900 COLD HARBOUR DR

RALEIGH, NC 27610
2
Baths
1,270 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$292K
$269K low$314K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$199,480
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$159,584
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$92,079
WELLS FARGO BK · 3.75% 2 · recorded May 18, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,327 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$264,545 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$179,545
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$264,545
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$264,545

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.12
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWake
Lot (acres)The size of the land the home sits on, from county records.0.18
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Porch · 20 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Barwell Road Elementary SchoolC+
Elementary · Grades PK–5 · 1.3 mi
M
East Garner Magnet Middle SchoolC-
Middle · Grades 6–8 · 3.6 mi
H
South Garner High SchoolB+
High · Grades 9–12 · 5.7 mi

District: Wake County Schools

Neighborhood · ZIP 27610These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.79,664
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,910 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,934
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,883
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3900 Cold Harbour Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Wake County
  • Costs more per square foot than 86% of homes in Southeast Raleigh
  • Smaller than 88% of homes in Wake County

What homes are worth in Raleigh 27610

Each bar is how many homes fall in that price range. The marker is this home.

This home
$176K$691K

This home is worth more than 38% of homes in Raleigh 27610.

How it measures up in Raleigh 27610

The dot is this home. The mark in the middle is the typical home in Raleigh 27610.

Estimated value$291,559
CheaperTypical $312,214Pricier

Pricier than 38% of homes nearby

Price per ft²$230
CheaperTypical $193Pricier

Pricier than 75% of homes nearby

Living area1,270 ft²
SmallerTypical 1,634 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.18 ac
SmallerTypical 0.17 acBigger

Bigger than 57% of homes nearby

Year built2001
OlderTypical 2003Newer

Newer than 46% of homes nearby

How 3900 Cold Harbour Dr ranks against every home in each area.
MeasureThis homeSoutheast RaleighRaleigh 27610Wake County
Estimated valuepricier than$291,55944% of homes38% of homes13% of homes
Price per ft²pricier than$23086% of homes75% of homes50% of homes
Living areabigger than1,270 ft²22% of homes24% of homes12% of homes
Lot sizebigger than0.18 ac60% of homes57% of homes38% of homes
Year builtnewer than200142% of homes46% of homes51% of homes

About 3900 Cold Harbour Dr

How much is 3900 Cold Harbour Dr, Raleigh, NC worth?

The TopHap Estimate for 3900 Cold Harbour Dr, Raleigh, NC is $291,559 as of Jul 14, 2026. The likely range is $268,964 to $314,154. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3900 Cold Harbour Dr, Raleigh, NC?

3900 Cold Harbour Dr, Raleigh, NC has 2 bathrooms, 1,270 square feet of living space and a 0.18-acre lot.

When was 3900 Cold Harbour Dr, Raleigh, NC built?

3900 Cold Harbour Dr, Raleigh, NC was built in 2001, making it 25 years old. It is a conventional home. The building has 1 story.

What schools serve 3900 Cold Harbour Dr, Raleigh, NC?

3900 Cold Harbour Dr, Raleigh, NC is assigned to Barwell Road Elementary School (elementary), rated C+; East Garner Magnet Middle School (middle), rated C-; South Garner High School (high), rated B+. All sit in Wake County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3900 Cold Harbour Dr, Raleigh, NC compare to other homes in Raleigh 27610?

Among the 24,727 homes in Raleigh 27610, it is worth more than 38% of them ($291,559 against a typical $312,214), its price per square foot is higher than 75% of them ($230 against a typical $193), it is bigger than 24% of them (1,270 ft² against a typical 1,634 ft²), its lot is bigger than 57% of them (0.18 ac against a typical 0.17 ac) and it is newer than 46% of them (2001 against a typical 2003). Measured against all of Wake County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3900 Cold Harbour Dr, Raleigh, NC?

The 2025 property tax bill for 3900 Cold Harbour Dr, Raleigh, NC was $2,327. The county assessed it at $264,545.

Closest homes

More homes in Raleigh 27610

Assigned schools

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