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Single Family ResidenceResidential
$348,904$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3900 GARDEN RD

RICHMOND, VA 23235
3
Beds
2
Baths
2,463 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$349K
$327K low$371K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$198,904
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$159,123
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
WACHOVIA BANK NATIONAL AS · recorded Jul 18, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,256 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$438,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$97,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$341,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$417,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$438,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.23 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRICHMOND CITY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.63
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 375 ft²Porch · 24 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
J.B. Fisher Elementary SchoolC+
Elementary · Grades PK–5 · 0.2 mi
H
Huguenot High SchoolD-
High · Grades 9–12 · 2.7 mi
M
Lucille M. Brown Middle SchoolF
Middle · Grades 6–8 · 4.3 mi

District: Richmond City Public Schools

Neighborhood · ZIP 23235These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.35,853
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,009 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,049
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,705
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3900 Garden Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Richmond city County
  • Costs less per square foot than 75% of homes in Huguenot
  • Bigger than 83% of homes in Richmond city County
  • Has a bigger lot than 94% of homes in Richmond city County
  • Newer than 78% of homes in Richmond city County

What homes are worth in Richmond 23235

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$687K

This home is worth more than 61% of homes in Richmond 23235.

How it measures up in Richmond 23235

The dot is this home. The mark in the middle is the typical home in Richmond 23235.

Estimated value$348,904
CheaperTypical $320,544Pricier

Pricier than 61% of homes nearby

Price per ft²$142
CheaperTypical $162Pricier

Pricier than 29% of homes nearby

Living area2,463 ft²
SmallerTypical 1,983 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.63 ac
SmallerTypical 0.4 acBigger

Bigger than 80% of homes nearby

Year built1968
OlderTypical 1973Newer

Newer than 39% of homes nearby

How 3900 Garden Rd ranks against every home in each area.
MeasureThis homeHuguenotRichmond 23235Richmond city County
Estimated valuepricier than$348,90442% of homes61% of homes69% of homes
Price per ft²pricier than$14225% of homes29% of homes32% of homes
Living areabigger than2,463 ft²59% of homes76% of homes83% of homes
Lot sizebigger than0.63 ac65% of homes80% of homes94% of homes
Year builtnewer than196857% of homes39% of homes78% of homes

About 3900 Garden Rd

How much is 3900 Garden Rd, Richmond, VA worth?

The TopHap Estimate for 3900 Garden Rd, Richmond, VA is $348,904 as of Jul 14, 2026. The likely range is $327,184 to $370,624. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3900 Garden Rd, Richmond, VA last sell?

3900 Garden Rd, Richmond, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3900 Garden Rd, Richmond, VA?

3900 Garden Rd, Richmond, VA has 3 bedrooms, 2 bathrooms, 2,463 square feet of living space and a 0.63-acre lot.

When was 3900 Garden Rd, Richmond, VA built?

3900 Garden Rd, Richmond, VA was built in 1968, making it 58 years old. The building has 3 stories.

What schools serve 3900 Garden Rd, Richmond, VA?

3900 Garden Rd, Richmond, VA is assigned to J.B. Fisher Elementary School (elementary), rated C+; Huguenot High School (high), rated D-; Lucille M. Brown Middle School (middle), rated F. All sit in Richmond City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3900 Garden Rd, Richmond, VA compare to other homes in Richmond 23235?

Among the 12,619 homes in Richmond 23235, it is worth more than 61% of them ($348,904 against a typical $320,544), its price per square foot is higher than 29% of them ($142 against a typical $162), it is bigger than 76% of them (2,463 ft² against a typical 1,983 ft²), its lot is bigger than 80% of them (0.63 ac against a typical 0.4 ac) and it is newer than 39% of them (1968 against a typical 1973). Measured against all of Richmond city County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3900 Garden Rd, Richmond, VA?

The 2026 property tax bill for 3900 Garden Rd, Richmond, VA was $5,256. The county assessed it at $438,000.

Closest homes

More homes in Richmond 23235

Assigned schools

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