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Single Family ResidenceResidential
$214,370$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3901 LAKE HARBOR PL

CHIPLEY, FL 32428
2
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.

Valuation

$214K
$198K low$231K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,018 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$186,496 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$181,240
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$247,832

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashington
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2013
Lot (acres)The size of the land the home sits on, from county records.2.49
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 96 ft²Patio · 280 ft²Porch · 48 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Vernon High SchoolD+
High · Grades 9–12 · 4.1 mi
M
Vernon Middle SchoolC-
Middle · Grades 6–8 · 4.1 mi
E
Vernon Elementary SchoolC
Elementary · Grades PK–5 · 5.3 mi

District: Washington County School District

Neighborhood · ZIP 32428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,933
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3901 Lake Harbor Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 94% of homes in Chipley 32428
  • Smaller than 86% of homes in Chipley 32428

What homes are worth in Chipley 32428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$593K

This home is worth more than 54% of homes in Chipley 32428.

How it measures up in Chipley 32428

The dot is this home. The mark in the middle is the typical home in Chipley 32428.

Estimated value$214,370
CheaperTypical $201,956Pricier

Pricier than 54% of homes nearby

Price per ft²$223
CheaperTypical $132Pricier

Pricier than 94% of homes nearby

Living area960 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 14% of homes nearby

Lot size2.49 ac
SmallerTypical 1.55 acBigger

Bigger than 59% of homes nearby

Year built1992
OlderTypical 1991Newer

Newer than 52% of homes nearby

How 3901 Lake Harbor Pl ranks against every home in each area.
MeasureThis homeChipley 32428Washington County
Estimated valuepricier than$214,37054% of homes56% of homes
Price per ft²pricier than$22394% of homes94% of homes
Living areabigger than960 ft²14% of homes16% of homes
Lot sizebigger than2.49 ac59% of homes54% of homes
Year builtnewer than199252% of homes53% of homes

About 3901 Lake Harbor Pl

How much is 3901 Lake Harbor Pl, Chipley, FL worth?

The TopHap Estimate for 3901 Lake Harbor Pl, Chipley, FL is $214,370 as of Sep 24, 2026. The likely range is $197,680 to $231,060. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3901 Lake Harbor Pl, Chipley, FL last sell?

3901 Lake Harbor Pl, Chipley, FL last sold on Jul 5, 2018, according to the county's recorded deed.

How big is 3901 Lake Harbor Pl, Chipley, FL?

3901 Lake Harbor Pl, Chipley, FL has 2 bathrooms, 960 square feet of living space and a 2.49-acre lot.

When was 3901 Lake Harbor Pl, Chipley, FL built?

3901 Lake Harbor Pl, Chipley, FL was built in 1992, making it 34 years old.

What schools serve 3901 Lake Harbor Pl, Chipley, FL?

3901 Lake Harbor Pl, Chipley, FL is assigned to Vernon High School (high), rated D+; Vernon Middle School (middle), rated C-; Vernon Elementary School (elementary), rated C. All sit in Washington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3901 Lake Harbor Pl, Chipley, FL compare to other homes in Chipley 32428?

Among the 7,572 homes in Chipley 32428, it is worth more than 54% of them ($214,370 against a typical $201,956), its price per square foot is higher than 94% of them ($223 against a typical $132), it is bigger than 14% of them (960 ft² against a typical 1,488 ft²), its lot is bigger than 59% of them (2.49 ac against a typical 1.55 ac) and it is newer than 52% of them (1992 against a typical 1991). Measured against all of Washington County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3901 Lake Harbor Pl, Chipley, FL?

The 2025 property tax bill for 3901 Lake Harbor Pl, Chipley, FL was $2,018. The county assessed it at $186,496.

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