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Single Family ResidenceResidential
$360,564$149 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3902 86TH ST

LUBBOCK, TX 79423
3
Beds
2
Baths
2,419 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.

Valuation

$361K
$347K low$374K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,608 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$324,252 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$299,252
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$324,252
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$324,252

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLubbock
Lot (acres)The size of the land the home sits on, from county records.0.13
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Honey Elementary SchoolA
Elementary · Grades PK–5 · 0.1 mi
M
Evans Middle SchoolC
Middle · Grades 6–8 · 1.8 mi
H
Monterey High SchoolC+
High · Grades 9–12 · 2.5 mi

District: Lubbock Independent School District

Neighborhood · ZIP 79423These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.43,791
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.673 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,258
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,599
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3902 86th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Lubbock County
  • Costs more per square foot than 74% of homes in Lubbock County
  • Bigger than 80% of homes in Lubbock County
  • Has a smaller lot than 90% of homes in Lubbock County
  • Newer than 90% of homes in Kings Gate

What homes are worth in Lubbock 79423

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$908K

This home is worth more than 75% of homes in Lubbock 79423.

How it measures up in Lubbock 79423

The dot is this home. The mark in the middle is the typical home in Lubbock 79423.

Estimated value$360,564
CheaperTypical $242,060Pricier

Pricier than 75% of homes nearby

Price per ft²$149
CheaperTypical $141Pricier

Pricier than 64% of homes nearby

Living area2,419 ft²
SmallerTypical 1,760 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.13 ac
SmallerTypical 0.17 acBigger

Bigger than 17% of homes nearby

Year built1993
OlderTypical 2001Newer

Newer than 39% of homes nearby

How 3902 86th St ranks against every home in each area.
MeasureThis homeKings GateLubbock 79423Lubbock County
Estimated valuepricier than$360,56433% of homes75% of homes82% of homes
Price per ft²pricier than$14964% of homes64% of homes74% of homes
Living areabigger than2,419 ft²32% of homes75% of homes80% of homes
Lot sizebigger than0.13 ac16% of homes17% of homes10% of homes
Year builtnewer than199390% of homes39% of homes58% of homes

About 3902 86th St

How much is 3902 86th St, Lubbock, TX worth?

The TopHap Estimate for 3902 86th St, Lubbock, TX is $360,564 as of Aug 30, 2026. The likely range is $347,109 to $374,019. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3902 86th St, Lubbock, TX?

3902 86th St, Lubbock, TX has 3 bedrooms, 2 bathrooms, 2,419 square feet of living space and a 0.13-acre lot.

When was 3902 86th St, Lubbock, TX built?

3902 86th St, Lubbock, TX was built in 1993, making it 33 years old.

What schools serve 3902 86th St, Lubbock, TX?

3902 86th St, Lubbock, TX is assigned to Honey Elementary School (elementary), rated A; Evans Middle School (middle), rated C; Monterey High School (high), rated C+. All sit in Lubbock Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3902 86th St, Lubbock, TX compare to other homes in Lubbock 79423?

Among the 18,340 homes in Lubbock 79423, it is worth more than 75% of them ($360,564 against a typical $242,060), its price per square foot is higher than 64% of them ($149 against a typical $141), it is bigger than 75% of them (2,419 ft² against a typical 1,760 ft²), its lot is bigger than 17% of them (0.13 ac against a typical 0.17 ac) and it is newer than 39% of them (1993 against a typical 2001). Measured against all of Lubbock County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3902 86th St, Lubbock, TX?

The 2025 property tax bill for 3902 86th St, Lubbock, TX was $1,608. The county assessed it at $324,252.

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