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Single Family ResidenceResidential
$276,667$254 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3902 COLD SPRINGS RD

RAPHINE, VA 24472
3
Beds
2
Baths
1,089 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$277K
$251K low$303K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$226,667
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$181,334
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.18%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
DUPONTY COMMUNITY CREDIT UNION · R · recorded Jun 5, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,433 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$275,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$199,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$275,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$275,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAUGUSTA
Lot (acres)The size of the land the home sits on, from county records.4.43
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Riverheads High SchoolB-
High · Grades 9–12 · 5.3 mi
E
Riverheads Elementary SchoolC
Elementary · Grades PK–5 · 5.5 mi
M
Beverley Manor Middle School
Middle · Grades 6–8 · 13.3 mi

District: Augusta County Public Schools

Neighborhood · ZIP 24472These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.2,886
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,251
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,145
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3902 Cold Springs Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Raphine 24472
  • Costs more per square foot than 82% of homes in Augusta County
  • Smaller than 91% of homes in Raphine 24472
  • Has a bigger lot than 76% of homes in Augusta County
  • Newer than 67% of homes in Raphine 24472

What homes are worth in Raphine 24472

Each bar is how many homes fall in that price range. The marker is this home.

This home
$130K$1.2M

This home is worth more than 25% of homes in Raphine 24472.

How it measures up in Raphine 24472

The dot is this home. The mark in the middle is the typical home in Raphine 24472.

Estimated value$276,667
CheaperTypical $374,542Pricier

Pricier than 25% of homes nearby

Price per ft²$254
CheaperTypical $212Pricier

Pricier than 73% of homes nearby

Living area1,089 ft²
SmallerTypical 1,800 ft²Bigger

Bigger than 9% of homes nearby

Lot size4.43 ac
SmallerTypical 2.82 acBigger

Bigger than 61% of homes nearby

Year built1994
OlderTypical 1982Newer

Newer than 67% of homes nearby

How 3902 Cold Springs Rd ranks against every home in each area.
MeasureThis homeRaphine 24472Augusta County
Estimated valuepricier than$276,66725% of homes25% of homes
Price per ft²pricier than$25473% of homes82% of homes
Living areabigger than1,089 ft²9% of homes9% of homes
Lot sizebigger than4.43 ac61% of homes76% of homes
Year builtnewer than199467% of homes66% of homes

About 3902 Cold Springs Rd

How much is 3902 Cold Springs Rd, Raphine, VA worth?

The TopHap Estimate for 3902 Cold Springs Rd, Raphine, VA is $276,667 as of Jul 14, 2026. The likely range is $250,512 to $302,822. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3902 Cold Springs Rd, Raphine, VA last sell?

3902 Cold Springs Rd, Raphine, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3902 Cold Springs Rd, Raphine, VA?

3902 Cold Springs Rd, Raphine, VA has 3 bedrooms, 2 bathrooms, 1,089 square feet of living space and a 4.43-acre lot.

When was 3902 Cold Springs Rd, Raphine, VA built?

3902 Cold Springs Rd, Raphine, VA was built in 1994, making it 32 years old. The building has 1 story.

What schools serve 3902 Cold Springs Rd, Raphine, VA?

3902 Cold Springs Rd, Raphine, VA is assigned to Riverheads High School (high), rated B-; Riverheads Elementary School (elementary), rated C; Beverley Manor Middle School (middle). All sit in Augusta County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3902 Cold Springs Rd, Raphine, VA compare to other homes in Raphine 24472?

Among the 1,018 homes in Raphine 24472, it is worth more than 25% of them ($276,667 against a typical $374,542), its price per square foot is higher than 73% of them ($254 against a typical $212), it is bigger than 9% of them (1,089 ft² against a typical 1,800 ft²), its lot is bigger than 61% of them (4.43 ac against a typical 2.82 ac) and it is newer than 67% of them (1994 against a typical 1982). Measured against all of Augusta County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3902 Cold Springs Rd, Raphine, VA?

The 2026 property tax bill for 3902 Cold Springs Rd, Raphine, VA was $1,433. The county assessed it at $275,500.

Closest homes

More homes in Raphine 24472

Assigned schools

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