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Single Family ResidenceResidential
$205,882$102 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3902 LOYS DR

JACKSONVILLE, FL 32246
3
Beds
1.5
Baths
2,013 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$206K
$191K low$220K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$917 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,765 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$64,037
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$231,833

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
54
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDUVAL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 600 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Windy Hill Elementary SchoolC
Elementary · Grades PK–5 · 0.1 mi
M
Twin Lake Academy Middle SchoolD+
Middle · Grades 6–8 · 4.0 mi
H
Englewood High SchoolD-
High · Grades 9–12 · 4.2 mi

District: Duval County School District

Neighborhood · ZIP 32246These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.62,506
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,185 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,782
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3902 Loys Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Jacksonville 32246
  • Among the lowest price per square foot in Jacksonville 32246
  • Bigger than 89% of homes in Windy Hill
  • Has a bigger lot than 85% of homes in Windy Hill
  • Older than 88% of homes in Jacksonville 32246

What homes are worth in Jacksonville 32246

Each bar is how many homes fall in that price range. The marker is this home.

This home
$134K$911K

This home is worth more than 24% of homes in Jacksonville 32246.

How it measures up in Jacksonville 32246

The dot is this home. The mark in the middle is the typical home in Jacksonville 32246.

Estimated value$205,882
CheaperTypical $303,393Pricier

Pricier than 24% of homes nearby

Price per ft²$102
CheaperTypical $199Pricier

Cheaper than almost all homes nearby

Living area2,013 ft²
SmallerTypical 1,538 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.28 ac
SmallerTypical 0.2 acBigger

Bigger than 74% of homes nearby

Year built1957
OlderTypical 1995Newer

Newer than 12% of homes nearby

How 3902 Loys Dr ranks against every home in each area.
MeasureThis homeWindy HillJacksonville 32246Duval County
Estimated valuepricier than$205,88254% of homes24% of homes28% of homes
Price per ft²pricier than$1022% of homesalmost no homes10% of homes
Living areabigger than2,013 ft²89% of homes76% of homes73% of homes
Lot sizebigger than0.28 ac85% of homes74% of homes73% of homes
Year builtnewer than195722% of homes12% of homes19% of homes

About 3902 Loys Dr

How much is 3902 Loys Dr, Jacksonville, FL worth?

The TopHap Estimate for 3902 Loys Dr, Jacksonville, FL is $205,882 as of Sep 24, 2026. The likely range is $191,492 to $220,272. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3902 Loys Dr, Jacksonville, FL last sell?

3902 Loys Dr, Jacksonville, FL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3902 Loys Dr, Jacksonville, FL?

3902 Loys Dr, Jacksonville, FL has 3 bedrooms, 1.5 bathrooms, 2,013 square feet of living space and a 0.28-acre lot.

When was 3902 Loys Dr, Jacksonville, FL built?

3902 Loys Dr, Jacksonville, FL was built in 1957, making it 69 years old. The building has 1 story.

What schools serve 3902 Loys Dr, Jacksonville, FL?

3902 Loys Dr, Jacksonville, FL is assigned to Windy Hill Elementary School (elementary), rated C; Twin Lake Academy Middle School (middle), rated D+; Englewood High School (high), rated D-. All sit in Duval County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3902 Loys Dr, Jacksonville, FL compare to other homes in Jacksonville 32246?

Among the 17,724 homes in Jacksonville 32246, it is worth more than 24% of them ($205,882 against a typical $303,393), its price per square foot is higher than almost none of them ($102 against a typical $199), it is bigger than 76% of them (2,013 ft² against a typical 1,538 ft²), its lot is bigger than 74% of them (0.28 ac against a typical 0.2 ac) and it is newer than 12% of them (1957 against a typical 1995). Measured against all of Duval County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3902 Loys Dr, Jacksonville, FL?

The 2025 property tax bill for 3902 Loys Dr, Jacksonville, FL was $917. The county assessed it at $65,765.

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