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Single Family ResidenceResidential
$773,312$236 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $724,500 on Jul 6, 2021

3902 MORENO DR

PALM HARBOR, FL 34685
5
Beds
3 / 1
Baths
3,279 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.56 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$773K
$705K low$841K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$724,500 · Jul 6, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,066 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$647,363 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$629,119
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$861,970

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.43%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPINELLAS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.0.56
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Concrete
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Pond
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 580 ft²Patio · 140 ft²Porch · 269 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
East Lake High SchoolA-
High · Grades 9–12 · 0.8 mi
E
Brooker Creek ElementaryA+
Elementary · Grades PK–5 · 1.3 mi
M
Tarpon Springs Middle SchoolB+
Middle · Grades 6–8 · 4.3 mi

District: Pinellas County School District

Neighborhood · ZIP 34685These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.53
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.16,301
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,351 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$104,160
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,511
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3902 Moreno Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Palm Harbor 34685
  • Costs more per square foot than 67% of homes in Palm Harbor 34685
  • Bigger than 97% of homes in Pinellas County
  • Has a bigger lot than 78% of homes in Pinellas County
  • Newer than 89% of homes in Pinellas County

What homes are worth in Palm Harbor 34685

Each bar is how many homes fall in that price range. The marker is this home.

This home
$170K$1.2M

This home is worth more than 89% of homes in Palm Harbor 34685.

How it measures up in Palm Harbor 34685

The dot is this home. The mark in the middle is the typical home in Palm Harbor 34685.

Estimated value$773,312
CheaperTypical $438,652Pricier

Pricier than 89% of homes nearby

Price per ft²$236
CheaperTypical $219Pricier

Pricier than 67% of homes nearby

Living area3,279 ft²
SmallerTypical 1,963 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.56 ac
SmallerTypical 0.29 acBigger

Bigger than 77% of homes nearby

Year built1998
OlderTypical 1993Newer

Newer than 82% of homes nearby

How 3902 Moreno Dr ranks against every home in each area.
MeasureThis homePalm Harbor 34685Pinellas County
Estimated valuepricier than$773,31289% of homes88% of homes
Price per ft²pricier than$23667% of homes38% of homes
Living areabigger than3,279 ft²90% of homes97% of homes
Lot sizebigger than0.56 ac77% of homes78% of homes
Year builtnewer than199882% of homes89% of homes

About 3902 Moreno Dr

How much is 3902 Moreno Dr, Palm Harbor, FL worth?

The TopHap Estimate for 3902 Moreno Dr, Palm Harbor, FL is $773,312 as of Sep 24, 2026. The likely range is $705,366 to $841,258. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3902 Moreno Dr, Palm Harbor, FL last sell?

3902 Moreno Dr, Palm Harbor, FL last sold on Jul 6, 2021 for $724,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3902 Moreno Dr, Palm Harbor, FL?

3902 Moreno Dr, Palm Harbor, FL has 5 bedrooms, 3 bathrooms, 3,279 square feet of living space and a 0.56-acre lot.

When was 3902 Moreno Dr, Palm Harbor, FL built?

3902 Moreno Dr, Palm Harbor, FL was built in 1998, making it 28 years old. The building has 2 stories.

What schools serve 3902 Moreno Dr, Palm Harbor, FL?

3902 Moreno Dr, Palm Harbor, FL is assigned to East Lake High School (high), rated A-; Brooker Creek Elementary (elementary), rated A+; Tarpon Springs Middle School (middle), rated B+. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3902 Moreno Dr, Palm Harbor, FL compare to other homes in Palm Harbor 34685?

Among the 6,969 homes in Palm Harbor 34685, it is worth more than 89% of them ($773,312 against a typical $438,652), its price per square foot is higher than 67% of them ($236 against a typical $219), it is bigger than 90% of them (3,279 ft² against a typical 1,963 ft²), its lot is bigger than 77% of them (0.56 ac against a typical 0.29 ac) and it is newer than 82% of them (1998 against a typical 1993). Measured against all of Pinellas County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3902 Moreno Dr, Palm Harbor, FL?

The 2025 property tax bill for 3902 Moreno Dr, Palm Harbor, FL was $11,066. The county assessed it at $647,363.

More homes on Moreno Dr

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