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Single Family ResidenceResidential
$820,370$330 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $585,000 on Sep 1, 2016

3904 COTTAGE PL

ANACORTES, WA 98221
4
Beds
2.8
Baths
2,488 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,614 ft²
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$820K
$746K low$895K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$585,000 · Sep 1, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,089 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$946,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$299,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$647,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$938,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$946,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
88
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
44
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySKAGIT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2019
Lot (acres)The size of the land the home sits on, from county records.0.06
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 253 ft²Patio · 343 ft²Porch · 366 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Anacortes High SchoolA
High · Grades 9–12 · 1.5 mi
E
Island View Elementary SchoolA
Elementary · Grades KG–5 · 1.6 mi
M
Anacortes Middle SchoolB+
Middle · Grades 6–8 · 1.8 mi

District: Anacortes School District

Neighborhood · ZIP 98221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.233

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.22,030
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.416 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,115
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,283
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3904 Cottage Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Skagit County
  • Costs less per square foot than 88% of homes in Anacortes 98221
  • Bigger than 86% of homes in Skagit County
  • Has a smaller lot than 97% of homes in Anacortes 98221
  • Newer than 93% of homes in Skagit County

What homes are worth in Anacortes 98221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$377K$1.8M

This home is worth more than 63% of homes in Anacortes 98221.

How it measures up in Anacortes 98221

The dot is this home. The mark in the middle is the typical home in Anacortes 98221.

Estimated value$820,370
CheaperTypical $727,333Pricier

Pricier than 63% of homes nearby

Price per ft²$330
CheaperTypical $428Pricier

Pricier than 12% of homes nearby

Living area2,488 ft²
SmallerTypical 1,696 ft²Bigger

Bigger than 82% of homes nearby

Lot size2,614 ft²
SmallerTypical 0.22 acBigger

Bigger than 3% of homes nearby

Year built2014
OlderTypical 1990Newer

Newer than 92% of homes nearby

How 3904 Cottage Pl ranks against every home in each area.
MeasureThis homeAnacortes 98221Skagit County
Estimated valuepricier than$820,37063% of homes79% of homes
Price per ft²pricier than$33012% of homes29% of homes
Living areabigger than2,488 ft²82% of homes86% of homes
Lot sizebigger than2,614 ft²3% of homes6% of homes
Year builtnewer than201492% of homes93% of homes

About 3904 Cottage Pl

How much is 3904 Cottage Pl, Anacortes, WA worth?

The TopHap Estimate for 3904 Cottage Pl, Anacortes, WA is $820,370 as of Sep 24, 2026. The likely range is $745,967 to $894,773. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3904 Cottage Pl, Anacortes, WA last sell?

3904 Cottage Pl, Anacortes, WA last sold on Sep 1, 2016 for $585,000, according to the county's recorded deed.

How big is 3904 Cottage Pl, Anacortes, WA?

3904 Cottage Pl, Anacortes, WA has 4 bedrooms, 2.8 bathrooms, 2,488 square feet of living space and a 0.06-acre lot.

When was 3904 Cottage Pl, Anacortes, WA built?

3904 Cottage Pl, Anacortes, WA was built in 2014, making it 12 years old. The building has 2 stories.

What schools serve 3904 Cottage Pl, Anacortes, WA?

3904 Cottage Pl, Anacortes, WA is assigned to Anacortes High School (high), rated A; Island View Elementary School (elementary), rated A; Anacortes Middle School (middle), rated B+. All sit in Anacortes School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3904 Cottage Pl, Anacortes, WA compare to other homes in Anacortes 98221?

Among the 10,852 homes in Anacortes 98221, it is worth more than 63% of them ($820,370 against a typical $727,333), its price per square foot is higher than 12% of them ($330 against a typical $428), it is bigger than 82% of them (2,488 ft² against a typical 1,696 ft²), its lot is bigger than 3% of them (2,614 ft² against a typical 0.22 ac) and it is newer than 92% of them (2014 against a typical 1990). Measured against all of Skagit County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3904 Cottage Pl, Anacortes, WA?

The 2025 property tax bill for 3904 Cottage Pl, Anacortes, WA was $7,089. The county assessed it at $946,700.

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