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Single Family ResidenceResidential
$584,705$237 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3905 MONUMENT AVE

RICHMOND, VA 23230
4
Beds
2.5
Baths
2,465 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$585K
$413K low$756K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$324,705
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$259,764
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$260,000
PROSPERITY HM MTG · 3% 2 · recorded Dec 21, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,148 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$679,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$165,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$514,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$663,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$679,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyRICHMOND CITY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1989
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 249 ft²Porch · 192 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Thomas Jefferson High SchoolC-
High · Grades 9–12 · 0.3 mi
M
Albert Hill Middle SchoolC-
Middle · Grades 6–8 · 0.4 mi
E
Mary Munford Elementary SchoolA+
Elementary · Grades KG–5 · 0.9 mi

District: Richmond City Public Schools

Neighborhood · ZIP 23230These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,219
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,353 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,210
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,943
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3905 Monument Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Richmond 23230
  • Costs more per square foot than 77% of homes in Richmond city County
  • Bigger than 90% of homes in Richmond 23230
  • Has a bigger lot than 71% of homes in Malvern Gardens
  • Newer than 93% of homes in Malvern Gardens

What homes are worth in Richmond 23230

Each bar is how many homes fall in that price range. The marker is this home.

This home
$153K$829K

This home is worth more than 91% of homes in Richmond 23230.

How it measures up in Richmond 23230

The dot is this home. The mark in the middle is the typical home in Richmond 23230.

Estimated value$584,705
CheaperTypical $306,932Pricier

Pricier than 91% of homes nearby

Price per ft²$237
CheaperTypical $220Pricier

Pricier than 58% of homes nearby

Living area2,465 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.17 ac
SmallerTypical 0.19 acBigger

Bigger than 44% of homes nearby

Year built1968
OlderTypical 1956Newer

Newer than 76% of homes nearby

How 3905 Monument Ave ranks against every home in each area.
MeasureThis homeMalvern GardensRichmond 23230Richmond city County
Estimated valuepricier than$584,70547% of homes91% of homes88% of homes
Price per ft²pricier than$23733% of homes58% of homes77% of homes
Living areabigger than2,465 ft²56% of homes90% of homes83% of homes
Lot sizebigger than0.17 ac71% of homes44% of homes53% of homes
Year builtnewer than196893% of homes76% of homes78% of homes

About 3905 Monument Ave

How much is 3905 Monument Ave, Richmond, VA worth?

The TopHap Estimate for 3905 Monument Ave, Richmond, VA is $584,705 as of Jul 14, 2026. The likely range is $413,467 to $755,943. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3905 Monument Ave, Richmond, VA last sell?

3905 Monument Ave, Richmond, VA last sold on Mar 18, 2002, according to the county's recorded deed.

How big is 3905 Monument Ave, Richmond, VA?

3905 Monument Ave, Richmond, VA has 4 bedrooms, 2.5 bathrooms, 2,465 square feet of living space and a 0.17-acre lot.

When was 3905 Monument Ave, Richmond, VA built?

3905 Monument Ave, Richmond, VA was built in 1968, making it 58 years old. It is a conventional home. The building has 2 stories.

What schools serve 3905 Monument Ave, Richmond, VA?

3905 Monument Ave, Richmond, VA is assigned to Thomas Jefferson High School (high), rated C-; Albert Hill Middle School (middle), rated C-; Mary Munford Elementary School (elementary), rated A+. All sit in Richmond City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3905 Monument Ave, Richmond, VA compare to other homes in Richmond 23230?

Among the 2,642 homes in Richmond 23230, it is worth more than 91% of them ($584,705 against a typical $306,932), its price per square foot is higher than 58% of them ($237 against a typical $220), it is bigger than 90% of them (2,465 ft² against a typical 1,480 ft²), its lot is bigger than 44% of them (0.17 ac against a typical 0.19 ac) and it is newer than 76% of them (1968 against a typical 1956). Measured against all of Richmond city County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3905 Monument Ave, Richmond, VA?

The 2026 property tax bill for 3905 Monument Ave, Richmond, VA was $8,148. The county assessed it at $679,000.

Closest homes

More homes in Richmond 23230

Assigned schools

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