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Single Family ResidenceResidential
$199,937$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3905 S SUMMIT RIDGE DR

INDEPENDENCE, MO 64055
3
Beds
2 / 1
Baths
1,196 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$200K
$181K low$219K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$85,062
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$68,050
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$114,875
GRANNY8 MORTGAGE · recorded Jun 14, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,593 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,404 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,746
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$25,658
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,430
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$160,020

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.0.18
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 16 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sycamore Hills Elementary SchoolC+
Elementary · Grades KG–5 · 0.5 mi
H
Truman High SchoolC-
High · Grades 9–12 · 1.6 mi
M
Pioneer Ridge Middle SchoolC
Middle · Grades 7–8 · 3.0 mi

District: Independence 30 School District

Neighborhood · ZIP 64055These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.36,466
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,942 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,579
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,803
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3905 S Summit Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 75% of homes in Independence 64055

What homes are worth in Independence 64055

Each bar is how many homes fall in that price range. The marker is this home.

This home
$114K$441K

This home is worth more than 36% of homes in Independence 64055.

How it measures up in Independence 64055

The dot is this home. The mark in the middle is the typical home in Independence 64055.

Estimated value$199,937
CheaperTypical $218,284Pricier

Pricier than 36% of homes nearby

Price per ft²$167
CheaperTypical $173Pricier

Pricier than 43% of homes nearby

Living area1,196 ft²
SmallerTypical 1,288 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.18 ac
SmallerTypical 0.22 acBigger

Bigger than 25% of homes nearby

Year built1966
OlderTypical 1966Newer

Newer than 54% of homes nearby

How 3905 S Summit Ridge Dr ranks against every home in each area.
MeasureThis homeIndependence 64055Jackson County
Estimated valuepricier than$199,93736% of homes38% of homes
Price per ft²pricier than$16743% of homes43% of homes
Living areabigger than1,196 ft²39% of homes36% of homes
Lot sizebigger than0.18 ac25% of homes36% of homes
Year builtnewer than196654% of homes54% of homes

About 3905 S Summit Ridge Dr

How much is 3905 S Summit Ridge Dr, Independence, MO worth?

The TopHap Estimate for 3905 S Summit Ridge Dr, Independence, MO is $199,937 as of Jul 14, 2026. The likely range is $181,244 to $218,630. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3905 S Summit Ridge Dr, Independence, MO last sell?

3905 S Summit Ridge Dr, Independence, MO last sold on Jun 14, 2013, according to the county's recorded deed.

How big is 3905 S Summit Ridge Dr, Independence, MO?

3905 S Summit Ridge Dr, Independence, MO has 3 bedrooms, 2 bathrooms, 1,196 square feet of living space and a 0.18-acre lot.

When was 3905 S Summit Ridge Dr, Independence, MO built?

3905 S Summit Ridge Dr, Independence, MO was built in 1966, making it 60 years old. It is a ranch home. The building has 1 story.

What schools serve 3905 S Summit Ridge Dr, Independence, MO?

3905 S Summit Ridge Dr, Independence, MO is assigned to Sycamore Hills Elementary School (elementary), rated C+; Truman High School (high), rated C-; Pioneer Ridge Middle School (middle), rated C. All sit in Independence 30 School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3905 S Summit Ridge Dr, Independence, MO compare to other homes in Independence 64055?

Among the 12,649 homes in Independence 64055, it is worth more than 36% of them ($199,937 against a typical $218,284), its price per square foot is higher than 43% of them ($167 against a typical $173), it is bigger than 39% of them (1,196 ft² against a typical 1,288 ft²), its lot is bigger than 25% of them (0.18 ac against a typical 0.22 ac) and it is newer than 54% of them (1966 against a typical 1966). Measured against all of Jackson County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3905 S Summit Ridge Dr, Independence, MO?

The 2024 property tax bill for 3905 S Summit Ridge Dr, Independence, MO was $2,593. The county assessed it at $30,404.

Closest homes

More homes in Independence 64055

Assigned schools

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