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Single Family ResidenceResidential
$307,013$280 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3906 RIVEROAKS CIR

LOUISVILLE, KY 40241
3
Beds
2 / 1
Baths
1,095 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$307K
$292K low$322K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,383 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$209,370 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$55,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$154,370
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$209,370
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$209,370

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 135 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chancey Elementary SchoolC-
Elementary · Grades KG–5 · 0.8 mi
M
Westport Middle SchoolC-
Middle · Grades 6–8 · 3.4 mi
H
Eastern High SchoolC+
High · Grades 9–12 · 4.4 mi

District: Jefferson County School District

Neighborhood · ZIP 40241These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.32,008
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,526 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,185
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,494
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3906 Riveroaks Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Louisville 40241
  • Costs more per square foot than 94% of homes in Jefferson County
  • Smaller than 94% of homes in Louisville 40241
  • Has a smaller lot than 71% of homes in Louisville 40241
  • Older than 87% of homes in Louisville 40241

What homes are worth in Louisville 40241

Each bar is how many homes fall in that price range. The marker is this home.

This home
$193K$1M

This home is worth more than 17% of homes in Louisville 40241.

How it measures up in Louisville 40241

The dot is this home. The mark in the middle is the typical home in Louisville 40241.

Estimated value$307,013
CheaperTypical $427,826Pricier

Pricier than 17% of homes nearby

Price per ft²$280
CheaperTypical $209Pricier

Pricier than 92% of homes nearby

Living area1,095 ft²
SmallerTypical 2,050 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.2 ac
SmallerTypical 0.26 acBigger

Bigger than 29% of homes nearby

Year built1971
OlderTypical 1993Newer

Newer than 13% of homes nearby

How 3906 Riveroaks Cir ranks against every home in each area.
MeasureThis homeLouisville 40241Jefferson County
Estimated valuepricier than$307,01317% of homes63% of homes
Price per ft²pricier than$28092% of homes94% of homes
Living areabigger than1,095 ft²6% of homes28% of homes
Lot sizebigger than0.2 ac29% of homes44% of homes
Year builtnewer than197113% of homes60% of homes

About 3906 Riveroaks Cir

How much is 3906 Riveroaks Cir, Louisville, KY worth?

The TopHap Estimate for 3906 Riveroaks Cir, Louisville, KY is $307,013 as of Aug 30, 2026. The likely range is $291,783 to $322,243. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3906 Riveroaks Cir, Louisville, KY?

3906 Riveroaks Cir, Louisville, KY has 3 bedrooms, 2 bathrooms, 1,095 square feet of living space and a 0.20-acre lot.

When was 3906 Riveroaks Cir, Louisville, KY built?

3906 Riveroaks Cir, Louisville, KY was built in 1971, making it 55 years old.

What schools serve 3906 Riveroaks Cir, Louisville, KY?

3906 Riveroaks Cir, Louisville, KY is assigned to Chancey Elementary School (elementary), rated C-; Westport Middle School (middle), rated C-; Eastern High School (high), rated C+. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3906 Riveroaks Cir, Louisville, KY compare to other homes in Louisville 40241?

Among the 10,207 homes in Louisville 40241, it is worth more than 17% of them ($307,013 against a typical $427,826), its price per square foot is higher than 92% of them ($280 against a typical $209), it is bigger than 6% of them (1,095 ft² against a typical 2,050 ft²), its lot is bigger than 29% of them (0.2 ac against a typical 0.26 ac) and it is newer than 13% of them (1971 against a typical 1993). Measured against all of Jefferson County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3906 Riveroaks Cir, Louisville, KY?

The 2024 property tax bill for 3906 Riveroaks Cir, Louisville, KY was $2,383. The county assessed it at $209,370.

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