Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$303,991$151 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3908 86TH ST

LUBBOCK, TX 79423
3
Beds
2
Baths
2,009 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.

Valuation

$304K
$287K low$321K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,114 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$284,949 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$259,949
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$284,949
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$284,949

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLubbock
Lot (acres)The size of the land the home sits on, from county records.0.12
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Honey Elementary SchoolA
Elementary · Grades PK–5 · 0.2 mi
M
Evans Middle SchoolC
Middle · Grades 6–8 · 1.8 mi
H
Monterey High SchoolC+
High · Grades 9–12 · 2.5 mi

District: Lubbock Independent School District

Neighborhood · ZIP 79423These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.43,791
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.673 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,258
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,599
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3908 86th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Kings Gate
  • Costs more per square foot than 76% of homes in Lubbock County
  • Smaller than 81% of homes in Kings Gate
  • Has a smaller lot than 96% of homes in Lubbock County
  • Newer than 71% of homes in Kings Gate

What homes are worth in Lubbock 79423

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$908K

This home is worth more than 68% of homes in Lubbock 79423.

How it measures up in Lubbock 79423

The dot is this home. The mark in the middle is the typical home in Lubbock 79423.

Estimated value$303,991
CheaperTypical $242,060Pricier

Pricier than 68% of homes nearby

Price per ft²$151
CheaperTypical $141Pricier

Pricier than 68% of homes nearby

Living area2,009 ft²
SmallerTypical 1,760 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.11 ac
SmallerTypical 0.17 acBigger

Bigger than 7% of homes nearby

Year built1988
OlderTypical 2001Newer

Newer than 34% of homes nearby

How 3908 86th St ranks against every home in each area.
MeasureThis homeKings GateLubbock 79423Lubbock County
Estimated valuepricier than$303,99123% of homes68% of homes75% of homes
Price per ft²pricier than$15172% of homes68% of homes76% of homes
Living areabigger than2,009 ft²19% of homes62% of homes66% of homes
Lot sizebigger than0.11 ac8% of homes7% of homes4% of homes
Year builtnewer than198871% of homes34% of homes55% of homes

About 3908 86th St

How much is 3908 86th St, Lubbock, TX worth?

The TopHap Estimate for 3908 86th St, Lubbock, TX is $303,991 as of Aug 30, 2026. The likely range is $287,164 to $320,818. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3908 86th St, Lubbock, TX?

3908 86th St, Lubbock, TX has 3 bedrooms, 2 bathrooms, 2,009 square feet of living space and a 0.12-acre lot.

When was 3908 86th St, Lubbock, TX built?

3908 86th St, Lubbock, TX was built in 1988, making it 38 years old.

What schools serve 3908 86th St, Lubbock, TX?

3908 86th St, Lubbock, TX is assigned to Honey Elementary School (elementary), rated A; Evans Middle School (middle), rated C; Monterey High School (high), rated C+. All sit in Lubbock Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3908 86th St, Lubbock, TX compare to other homes in Lubbock 79423?

Among the 18,340 homes in Lubbock 79423, it is worth more than 68% of them ($303,991 against a typical $242,060), its price per square foot is higher than 68% of them ($151 against a typical $141), it is bigger than 62% of them (2,009 ft² against a typical 1,760 ft²), its lot is bigger than 7% of them (0.11 ac against a typical 0.17 ac) and it is newer than 34% of them (1988 against a typical 2001). Measured against all of Lubbock County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3908 86th St, Lubbock, TX?

The 2025 property tax bill for 3908 86th St, Lubbock, TX was $3,114. The county assessed it at $284,949.

More homes on 86th St

Closest homes

More homes in Lubbock 79423

Assigned schools

Explore the area

See this home in context

Open 3908 86th St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map