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Single Family ResidenceResidential
$291,055$243 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $100,000 on Mar 19, 2018

3908 PAPAYA ST

SAINT JAMES CITY, FL 33956
2
Beds
1
Baths
1,196 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$291K
$272K low$310K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,000 · Mar 19, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,036 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$158,388 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$154,224
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$196,387

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.75 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLEE
Lot (acres)The size of the land the home sits on, from county records.0.37
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,146 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pine Island Elementary SchoolB
Elementary · Grades KG–5 · 4.9 mi
H
Ida S. Baker High SchoolC
High · Grades 9–12 · 5.3 mi
M
Gulf Middle SchoolB+
Middle · Grades 6–8 · 5.5 mi

District: Lee County School District

Neighborhood · ZIP 33956These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.4,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.71 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,560
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3908 Papaya St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Saint James City 33956
  • Costs more per square foot than 78% of homes in Lee County
  • Smaller than 83% of homes in Lee County
  • Has a bigger lot than 88% of homes in Lee County
  • Older than 73% of homes in Lee County

What homes are worth in Saint James City 33956

Each bar is how many homes fall in that price range. The marker is this home.

This home
$188K$1.5M

This home is worth more than 13% of homes in Saint James City 33956.

How it measures up in Saint James City 33956

The dot is this home. The mark in the middle is the typical home in Saint James City 33956.

Estimated value$291,055
CheaperTypical $498,838Pricier

Pricier than 13% of homes nearby

Price per ft²$243
CheaperTypical $282Pricier

Pricier than 34% of homes nearby

Living area1,196 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.37 ac
SmallerTypical 0.2 acBigger

Bigger than 83% of homes nearby

Year built1985
OlderTypical 1987Newer

Newer than 45% of homes nearby

How 3908 Papaya St ranks against every home in each area.
MeasureThis homeSaint James City 33956Lee County
Estimated valuepricier than$291,05513% of homes37% of homes
Price per ft²pricier than$24334% of homes78% of homes
Living areabigger than1,196 ft²29% of homes17% of homes
Lot sizebigger than0.37 ac83% of homes88% of homes
Year builtnewer than198545% of homes27% of homes

About 3908 Papaya St

How much is 3908 Papaya St, Saint James City, FL worth?

The TopHap Estimate for 3908 Papaya St, Saint James City, FL is $291,055 as of Sep 24, 2026. The likely range is $272,178 to $309,932. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3908 Papaya St, Saint James City, FL last sell?

3908 Papaya St, Saint James City, FL last sold on Mar 19, 2018 for $100,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3908 Papaya St, Saint James City, FL?

3908 Papaya St, Saint James City, FL has 2 bedrooms, 1 bathrooms, 1,196 square feet of living space and a 0.37-acre lot.

When was 3908 Papaya St, Saint James City, FL built?

3908 Papaya St, Saint James City, FL was built in 1985, making it 41 years old. It is a ranch home. The building has 1 story.

What schools serve 3908 Papaya St, Saint James City, FL?

3908 Papaya St, Saint James City, FL is assigned to Pine Island Elementary School (elementary), rated B; Ida S. Baker High School (high), rated C; Gulf Middle School (middle), rated B+. All sit in Lee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3908 Papaya St, Saint James City, FL compare to other homes in Saint James City 33956?

Among the 2,976 homes in Saint James City 33956, it is worth more than 13% of them ($291,055 against a typical $498,838), its price per square foot is higher than 34% of them ($243 against a typical $282), it is bigger than 29% of them (1,196 ft² against a typical 1,512 ft²), its lot is bigger than 83% of them (0.37 ac against a typical 0.2 ac) and it is newer than 45% of them (1985 against a typical 1987). Measured against all of Lee County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3908 Papaya St, Saint James City, FL?

The 2025 property tax bill for 3908 Papaya St, Saint James City, FL was $2,036. The county assessed it at $158,388.

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