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Single Family ResidenceResidential
$437,140$228 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $435,000 on May 11, 2022

3908 SPENCE AVE

TAMPA, FL 33614
3
Beds
2
Baths
1,920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$437K
$409K low$465K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$435,000 · May 11, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,449 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$357,745 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$282,745
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$375,417
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$357,745

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHILLSBOROUGH
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 495 ft²Porch · 200 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Leto High SchoolC-
High · Grades 9–12 · 0.7 mi
E
Crestwood Elementary SchoolC-
Elementary · Grades PK–5 · 0.8 mi
M
W.G. Pierce Middle SchoolD-
Middle · Grades 6–8 · 1.1 mi

District: Hillsborough County School District

Neighborhood · ZIP 33614These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.147
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.51,012
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,238 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,959
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,412
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3908 Spence Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Tampa 33614
  • Bigger than 84% of homes in Tampa 33614
  • Has a smaller lot than 67% of homes in Hillsborough County
  • Older than 85% of homes in Hillsborough County

What homes are worth in Tampa 33614

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$563K

This home is worth more than 85% of homes in Tampa 33614.

How it measures up in Tampa 33614

The dot is this home. The mark in the middle is the typical home in Tampa 33614.

Estimated value$437,140
CheaperTypical $331,234Pricier

Pricier than 85% of homes nearby

Price per ft²$228
CheaperTypical $223Pricier

Pricier than 53% of homes nearby

Living area1,920 ft²
SmallerTypical 1,363 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.14 ac
SmallerTypical 0.15 acBigger

Bigger than 40% of homes nearby

Year built1961
OlderTypical 1973Newer

Newer than 28% of homes nearby

How 3908 Spence Ave ranks against every home in each area.
MeasureThis homeTampa 33614Hillsborough County
Estimated valuepricier than$437,14085% of homes65% of homes
Price per ft²pricier than$22853% of homes61% of homes
Living areabigger than1,920 ft²84% of homes61% of homes
Lot sizebigger than0.14 ac40% of homes33% of homes
Year builtnewer than196128% of homes15% of homes

About 3908 Spence Ave

How much is 3908 Spence Ave, Tampa, FL worth?

The TopHap Estimate for 3908 Spence Ave, Tampa, FL is $437,140 as of Oct 21, 2026. The likely range is $409,246 to $465,034. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3908 Spence Ave, Tampa, FL last sell?

3908 Spence Ave, Tampa, FL last sold on May 11, 2022 for $435,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3908 Spence Ave, Tampa, FL?

3908 Spence Ave, Tampa, FL has 3 bedrooms, 2 bathrooms, 1,920 square feet of living space and a 0.14-acre lot.

When was 3908 Spence Ave, Tampa, FL built?

3908 Spence Ave, Tampa, FL was built in 1961, making it 65 years old. The building has 1 story.

What schools serve 3908 Spence Ave, Tampa, FL?

3908 Spence Ave, Tampa, FL is assigned to Leto High School (high), rated C-; Crestwood Elementary School (elementary), rated C-; W.G. Pierce Middle School (middle), rated D-. All sit in Hillsborough County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3908 Spence Ave, Tampa, FL compare to other homes in Tampa 33614?

Among the 12,120 homes in Tampa 33614, it is worth more than 85% of them ($437,140 against a typical $331,234), its price per square foot is higher than 53% of them ($228 against a typical $223), it is bigger than 84% of them (1,920 ft² against a typical 1,363 ft²), its lot is bigger than 40% of them (0.14 ac against a typical 0.15 ac) and it is newer than 28% of them (1961 against a typical 1973). Measured against all of Hillsborough County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3908 Spence Ave, Tampa, FL?

The 2025 property tax bill for 3908 Spence Ave, Tampa, FL was $7,449. The county assessed it at $357,745.

More homes on Spence Ave

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Assigned schools

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