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Single Family ResidenceResidential
$96,684$41 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3908 STATE ROUTE 19

SCIO, NY 14880
5
Beds
2
Baths
2,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$97K
$82K low$111K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.139%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000
NAVY FCU · recorded Dec 8, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$210 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$86,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$74,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$125,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
15
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyALLEGANY
Lot (acres)The size of the land the home sits on, from county records.1.10
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 680 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Scio Central SchoolC-
Elementary · Grades PK–12 · 0.2 mi

District: Scio Central School District

Neighborhood · ZIP 14880These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,119
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,863
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,540
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3908 State Route 19 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 87% of homes in Allegany County
  • Bigger than 94% of homes in Scio 14880
  • Has a smaller lot than 66% of homes in Scio 14880
  • Older than 78% of homes in Scio 14880

What homes are worth in Scio 14880

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$331K

This home is worth more than 48% of homes in Scio 14880.

How it measures up in Scio 14880

The dot is this home. The mark in the middle is the typical home in Scio 14880.

Estimated value$96,684
CheaperTypical $99,230Pricier

Pricier than 48% of homes nearby

Price per ft²$41
CheaperTypical $68Pricier

Pricier than 15% of homes nearby

Living area2,360 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 94% of homes nearby

Lot size1.1 ac
SmallerTypical 3.1 acBigger

Bigger than 34% of homes nearby

Year built1900
OlderTypical 1970Newer

Newer than 22% of homes nearby

How 3908 State Route 19 ranks against every home in each area.
MeasureThis homeScio 14880Allegany County
Estimated valuepricier than$96,68448% of homes39% of homes
Price per ft²pricier than$4115% of homes13% of homes
Living areabigger than2,360 ft²94% of homes89% of homes
Lot sizebigger than1.1 ac34% of homes43% of homes
Year builtnewer than190022% of homes23% of homes

About 3908 State Route 19

How much is 3908 State Route 19, Scio, NY worth?

The TopHap Estimate for 3908 State Route 19, Scio, NY is $96,684 as of Jul 14, 2026. The likely range is $81,938 to $111,430. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3908 State Route 19, Scio, NY last sell?

3908 State Route 19, Scio, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3908 State Route 19, Scio, NY?

3908 State Route 19, Scio, NY has 5 bedrooms, 2 bathrooms, 2,360 square feet of living space and a 1.10-acre lot.

When was 3908 State Route 19, Scio, NY built?

3908 State Route 19, Scio, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 3908 State Route 19, Scio, NY?

3908 State Route 19, Scio, NY is assigned to Scio Central School (elementary), rated C-. All sit in Scio Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3908 State Route 19, Scio, NY compare to other homes in Scio 14880?

Among the 950 homes in Scio 14880, it is worth more than 48% of them ($96,684 against a typical $99,230), its price per square foot is higher than 15% of them ($41 against a typical $68), it is bigger than 94% of them (2,360 ft² against a typical 1,320 ft²), its lot is bigger than 34% of them (1.1 ac against a typical 3.1 ac) and it is newer than 22% of them (1900 against a typical 1970). Measured against all of Allegany County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3908 State Route 19, Scio, NY?

The 2025 property tax bill for 3908 State Route 19, Scio, NY was $210. The county assessed it at $86,500.

More homes on State Route 19

Closest homes

More homes in Scio 14880

Assigned schools

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