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Single Family ResidenceResidential
$279,613$164 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $223,500 on Apr 8, 2021

3909 STATE ROUTE 81

GREENVILLE, NY 12083
3
Beds
2 / 1
Baths
1,700 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.78 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$280K
$254K low$305K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$223,500 · Apr 8, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$69,613
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$55,690
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$210,000
TRUSTCO BANK · P · recorded Apr 8, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,215 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$130,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$113,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$130,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$276,596

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyGreene
Lot (acres)The size of the land the home sits on, from county records.0.78
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 380 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Scott M Ellis Elementary SchoolB-
Elementary · Grades PK–5 · 2.4 mi
H
Greenville High SchoolC
High · Grades 9–12 · 2.5 mi
M
Greenville Middle SchoolD+
Middle · Grades 6–8 · 2.5 mi

District: Greenville Central School District

Neighborhood · ZIP 12083These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,800
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.86 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,512
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,385
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3909 State Route 81 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Greene County
  • Costs less per square foot than 89% of homes in Greene County
  • Has a smaller lot than 79% of homes in Greenville 12083

What homes are worth in Greenville 12083

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$680K

This home is worth more than 41% of homes in Greenville 12083.

How it measures up in Greenville 12083

The dot is this home. The mark in the middle is the typical home in Greenville 12083.

Estimated value$279,613
CheaperTypical $304,830Pricier

Pricier than 41% of homes nearby

Price per ft²$164
CheaperTypical $198Pricier

Pricier than 28% of homes nearby

Living area1,700 ft²
SmallerTypical 1,549 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.78 ac
SmallerTypical 2.99 acBigger

Bigger than 21% of homes nearby

Year built1972
OlderTypical 1974Newer

Newer than 49% of homes nearby

How 3909 State Route 81 ranks against every home in each area.
MeasureThis homeGreenville 12083Greene County
Estimated valuepricier than$279,61341% of homes24% of homes
Price per ft²pricier than$16428% of homes11% of homes
Living areabigger than1,700 ft²60% of homes59% of homes
Lot sizebigger than0.78 ac21% of homes36% of homes
Year builtnewer than197249% of homes52% of homes

About 3909 State Route 81

How much is 3909 State Route 81, Greenville, NY worth?

The TopHap Estimate for 3909 State Route 81, Greenville, NY is $279,613 as of Jul 14, 2026. The likely range is $254,021 to $305,205. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3909 State Route 81, Greenville, NY last sell?

3909 State Route 81, Greenville, NY last sold on Apr 8, 2021 for $223,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3909 State Route 81, Greenville, NY?

3909 State Route 81, Greenville, NY has 3 bedrooms, 2 bathrooms, 1,700 square feet of living space and a 0.78-acre lot.

When was 3909 State Route 81, Greenville, NY built?

3909 State Route 81, Greenville, NY was built in 1972, making it 54 years old. It is a colonial home. The building has 2 stories.

What schools serve 3909 State Route 81, Greenville, NY?

3909 State Route 81, Greenville, NY is assigned to Scott M Ellis Elementary School (elementary), rated B-; Greenville High School (high), rated C; Greenville Middle School (middle), rated D+. All sit in Greenville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3909 State Route 81, Greenville, NY compare to other homes in Greenville 12083?

Among the 1,805 homes in Greenville 12083, it is worth more than 41% of them ($279,613 against a typical $304,830), its price per square foot is higher than 28% of them ($164 against a typical $198), it is bigger than 60% of them (1,700 ft² against a typical 1,549 ft²), its lot is bigger than 21% of them (0.78 ac against a typical 2.99 ac) and it is newer than 49% of them (1972 against a typical 1974). Measured against all of Greene County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3909 State Route 81, Greenville, NY?

The 2024 property tax bill for 3909 State Route 81, Greenville, NY was $6,215. The county assessed it at $130,000.

Closest homes

More homes in Greenville 12083

Assigned schools

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