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Single Family ResidenceResidential
$530,195
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $377,000 on Jul 31, 2018

3912 RIVER OAK CIR

MOORHEAD, MN 56560
0
Baths
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$530K
$520K low$541K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$377,000 · Jul 31, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,550 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$451,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$59,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$392,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$438,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$451,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLAY
Lot (acres)The size of the land the home sits on, from county records.0.30
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
S.G. Reinertsen Elementary SchoolB-
Elementary · Grades KG–4 · 1.0 mi
H
Moorhead High SchoolB+
High · Grades 9–12 · 3.2 mi
M
Horizon Middle SchoolC+
Middle · Grades 5–8 · 3.5 mi

District: Moorhead Public School District

Neighborhood · ZIP 56560These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.47,257
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.302 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,396
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,306
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3912 River Oak Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Moorhead 56560
  • Has a bigger lot than 80% of homes in Moorhead 56560

What homes are worth in Moorhead 56560

Each bar is how many homes fall in that price range. The marker is this home.

This home
$135K$630K

This home is worth more than 95% of homes in Moorhead 56560.

How it measures up in Moorhead 56560

The dot is this home. The mark in the middle is the typical home in Moorhead 56560.

Estimated value$530,195
CheaperTypical $280,612Pricier

Pricier than 95% of homes nearby

Lot size0.3 ac
SmallerTypical 0.21 acBigger

Bigger than 80% of homes nearby

How 3912 River Oak Cir ranks against every home in each area.
MeasureThis homeMoorhead 56560Clay County
Estimated valuepricier than$530,19595% of homes93% of homes
Lot sizebigger than0.3 ac80% of homes66% of homes

About 3912 River Oak Cir

How much is 3912 River Oak Cir, Moorhead, MN worth?

The TopHap Estimate for 3912 River Oak Cir, Moorhead, MN is $530,195 as of Aug 30, 2026. The likely range is $519,846 to $540,544. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3912 River Oak Cir, Moorhead, MN last sell?

3912 River Oak Cir, Moorhead, MN last sold on Jul 31, 2018 for $377,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 3912 River Oak Cir, Moorhead, MN?

3912 River Oak Cir, Moorhead, MN is assigned to S.G. Reinertsen Elementary School (elementary), rated B-; Moorhead High School (high), rated B+; Horizon Middle School (middle), rated C+. All sit in Moorhead Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3912 River Oak Cir, Moorhead, MN compare to other homes in Moorhead 56560?

Among the 12,764 homes in Moorhead 56560, it is worth more than 95% of them ($530,195 against a typical $280,612) and its lot is bigger than 80% of them (0.3 ac against a typical 0.21 ac). Measured against all of Clay County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3912 River Oak Cir, Moorhead, MN?

The 2026 property tax bill for 3912 River Oak Cir, Moorhead, MN was $7,550. The county assessed it at $451,700.

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Assigned schools

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