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Rural ResidenceResidential
$496,116$98 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3918 FM 71

COMMERCE, TX 75428
2
Baths
5,050 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
18 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$496K
$437K low$555K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,937 (2021)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$367,690 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$108,430
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$259,260
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$367,690
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$367,690

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
80
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
48
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.70 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyDelta
Lot (acres)The size of the land the home sits on, from county records.18.00
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 384 ft²Porch · 288 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cooper High SchoolB+
High · Grades 9–12 · 9.6 mi
M
Cooper Jr High SchoolA-
Middle · Grades 6–8 · 9.6 mi
E
Cooper Elementary SchoolC-
Elementary · Grades PK–5 · 10.0 mi

District: Cooper Independent School District

Neighborhood · ZIP 75428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,573
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.130 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,938
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,259
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3918 Fm 71 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Commerce 75428
  • Costs less per square foot than 67% of homes in Commerce 75428
  • Bigger than 97% of homes in Commerce 75428
  • Has a bigger lot than 91% of homes in Commerce 75428
  • Among the oldest homes in Commerce 75428

What homes are worth in Commerce 75428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$615K

This home is worth more than 95% of homes in Commerce 75428.

How it measures up in Commerce 75428

The dot is this home. The mark in the middle is the typical home in Commerce 75428.

Estimated value$496,116
CheaperTypical $188,020Pricier

Pricier than 95% of homes nearby

Price per ft²$98
CheaperTypical $114Pricier

Pricier than 33% of homes nearby

Living area5,050 ft²
SmallerTypical 1,580 ft²Bigger

Bigger than 97% of homes nearby

Lot size18 ac
SmallerTypical 0.34 acBigger

Bigger than 91% of homes nearby

Year built1900
OlderTypical 1974Newer

Older than almost all homes nearby

How 3918 Fm 71 ranks against every home in each area.
MeasureThis homeCommerce 75428Delta County
Estimated valuepricier than$496,11695% of homes84% of homes
Price per ft²pricier than$9833% of homes66% of homes
Living areabigger than5,050 ft²97% of homes85% of homes
Lot sizebigger than18 ac91% of homes88% of homes
Year builtnewer than1900almost no homes39% of homes

About 3918 Fm 71

How much is 3918 Fm 71, Commerce, TX worth?

The TopHap Estimate for 3918 Fm 71, Commerce, TX is $496,116 as of Aug 30, 2026. The likely range is $437,197 to $555,035. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3918 Fm 71, Commerce, TX last sell?

3918 Fm 71, Commerce, TX last sold on May 6, 1986, according to the county's recorded deed.

How big is 3918 Fm 71, Commerce, TX?

3918 Fm 71, Commerce, TX has 2 bathrooms, 5,050 square feet of living space and a 18.00-acre lot.

When was 3918 Fm 71, Commerce, TX built?

3918 Fm 71, Commerce, TX was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 3918 Fm 71, Commerce, TX?

3918 Fm 71, Commerce, TX is assigned to Cooper High School (high), rated B+; Cooper Jr High School (middle), rated A-; Cooper Elementary School (elementary), rated C-. All sit in Cooper Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3918 Fm 71, Commerce, TX compare to other homes in Commerce 75428?

Among the 3,134 homes in Commerce 75428, it is worth more than 95% of them ($496,116 against a typical $188,020), its price per square foot is higher than 33% of them ($98 against a typical $114), it is bigger than 97% of them (5,050 ft² against a typical 1,580 ft²), its lot is bigger than 91% of them (18 ac against a typical 0.34 ac) and it is newer than almost none of them (1900 against a typical 1974). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3918 Fm 71, Commerce, TX?

The 2021 property tax bill for 3918 Fm 71, Commerce, TX was $3,937. The county assessed it at $367,690.

More homes on Fm 71

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Assigned schools

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