Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$260,130
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $150,000 on May 12, 2014

392 LLOYD ST

CARY, IL 60013
0
Baths
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$260K
$234K low$286K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,000 · May 12, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$160,130
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$128,104
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
JPMORGAN CHASE BANK NA · recorded May 12, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,372 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$95,536 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,119
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$78,417
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,445
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$286,608

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcHenry
Lot (acres)The size of the land the home sits on, from county records.0.21
HeatingThe type of heating system in the home.None

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cary-Grove High SchoolA+
High · Grades 9–12 · 0.3 mi
M
Cary Junior High SchoolB+
Middle · Grades 6–8 · 0.9 mi
E
Three Oaks Elementary SchoolA-
Elementary · Grades KG–5 · 0.9 mi

District: Community High School District 155

Neighborhood · ZIP 60013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.25,325
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,673 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,918
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,697
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

392 Lloyd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Cary 60013
  • Has a smaller lot than 67% of homes in Cary 60013

What homes are worth in Cary 60013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$213K$798K

This home is worth more than 9% of homes in Cary 60013.

How it measures up in Cary 60013

The dot is this home. The mark in the middle is the typical home in Cary 60013.

Estimated value$260,130
CheaperTypical $383,654Pricier

Pricier than 9% of homes nearby

Lot size0.21 ac
SmallerTypical 0.25 acBigger

Bigger than 33% of homes nearby

How 392 Lloyd St ranks against every home in each area.
MeasureThis homeCary 60013McHenry County
Estimated valuepricier than$260,1309% of homes20% of homes
Lot sizebigger than0.21 ac33% of homes34% of homes

About 392 Lloyd St

How much is 392 Lloyd St, Cary, IL worth?

The TopHap Estimate for 392 Lloyd St, Cary, IL is $260,130 as of Jul 14, 2026. The likely range is $233,962 to $286,298. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 392 Lloyd St, Cary, IL last sell?

392 Lloyd St, Cary, IL last sold on May 12, 2014 for $150,000, according to the county's recorded deed.

What schools serve 392 Lloyd St, Cary, IL?

392 Lloyd St, Cary, IL is assigned to Cary-Grove High School (high), rated A+; Cary Junior High School (middle), rated B+; Three Oaks Elementary School (elementary), rated A-. All sit in Community High School District 155. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 392 Lloyd St, Cary, IL compare to other homes in Cary 60013?

Among the 9,586 homes in Cary 60013, it is worth more than 9% of them ($260,130 against a typical $383,654) and its lot is bigger than 33% of them (0.21 ac against a typical 0.25 ac). Measured against all of McHenry County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 392 Lloyd St, Cary, IL?

The 2024 property tax bill for 392 Lloyd St, Cary, IL was $7,372. The county assessed it at $95,536.

Closest homes

More homes in Cary 60013

Assigned schools

Explore the area

See this home in context

Open 392 Lloyd St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map