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Single Family ResidenceResidential
$278,053$209 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $220,000 on May 19, 2023

392 PROSPECT ST

PHILLIPSBURG, NJ 08865
0
Baths
1,332 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,178 ft²
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$278K
$260K low$296K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,000 · May 19, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,002 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$85,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$85,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.9
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWARREN
Lot (acres)The size of the land the home sits on, from county records.0.05
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Phillipsburg Middle SchoolC-
Middle · Grades 6–8 · 0.6 mi
E
Philipsburg Primary School
Elementary · Grades 1–2 · 1.0 mi
H
Phillipsburg High SchoolC+
High · Grades 9–12 · 1.5 mi

District: Phillipsburg Town School District

Neighborhood · ZIP 08865These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.31,496
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.725 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,055
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,798
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

392 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Warren County
  • Costs less per square foot than 76% of homes in Warren County
  • Smaller than 73% of homes in Warren County
  • Has a smaller lot than 89% of homes in Warren County
  • Older than 75% of homes in Warren County

What homes are worth in Phillipsburg 08865

Each bar is how many homes fall in that price range. The marker is this home.

This home
$158K$698K

This home is worth more than 26% of homes in Phillipsburg 08865.

How it measures up in Phillipsburg 08865

The dot is this home. The mark in the middle is the typical home in Phillipsburg 08865.

Estimated value$278,053
CheaperTypical $346,208Pricier

Pricier than 26% of homes nearby

Price per ft²$209
CheaperTypical $239Pricier

Pricier than 34% of homes nearby

Living area1,332 ft²
SmallerTypical 1,458 ft²Bigger

Bigger than 38% of homes nearby

Lot size2,178 ft²
SmallerTypical 0.17 acBigger

Bigger than 15% of homes nearby

Year built1930
OlderTypical 1945Newer

Newer than 44% of homes nearby

How 392 Prospect St ranks against every home in each area.
MeasureThis homePhillipsburg 08865Warren County
Estimated valuepricier than$278,05326% of homes12% of homes
Price per ft²pricier than$20934% of homes24% of homes
Living areabigger than1,332 ft²38% of homes27% of homes
Lot sizebigger than2,178 ft²15% of homes11% of homes
Year builtnewer than193044% of homes25% of homes

About 392 Prospect St

How much is 392 Prospect St, Phillipsburg, NJ worth?

The TopHap Estimate for 392 Prospect St, Phillipsburg, NJ is $278,053 as of Aug 30, 2026. The likely range is $259,788 to $296,318. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 392 Prospect St, Phillipsburg, NJ last sell?

392 Prospect St, Phillipsburg, NJ last sold on May 19, 2023 for $220,000, according to the county's recorded deed.

How big is 392 Prospect St, Phillipsburg, NJ?

392 Prospect St, Phillipsburg, NJ has 1,332 square feet of living space and a 0.05-acre lot.

When was 392 Prospect St, Phillipsburg, NJ built?

392 Prospect St, Phillipsburg, NJ was built in 1930, making it 96 years old. The building has 2 stories.

What schools serve 392 Prospect St, Phillipsburg, NJ?

392 Prospect St, Phillipsburg, NJ is assigned to Phillipsburg Middle School (middle), rated C-; Philipsburg Primary School (elementary); Phillipsburg High School (high), rated C+. All sit in Phillipsburg Town School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 392 Prospect St, Phillipsburg, NJ compare to other homes in Phillipsburg 08865?

Among the 9,863 homes in Phillipsburg 08865, it is worth more than 26% of them ($278,053 against a typical $346,208), its price per square foot is higher than 34% of them ($209 against a typical $239), it is bigger than 38% of them (1,332 ft² against a typical 1,458 ft²), its lot is bigger than 15% of them (2,178 ft² against a typical 0.17 ac) and it is newer than 44% of them (1930 against a typical 1945). Measured against all of Warren County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 392 Prospect St, Phillipsburg, NJ?

The 2025 property tax bill for 392 Prospect St, Phillipsburg, NJ was $4,002. The county assessed it at $85,600.

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Assigned schools

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