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Rural ResidenceResidential
$975,542$420 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 66How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

3920 FM 1322

LOCKHART, TX 78644
3
Beds
2.5
Baths
2,322 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
187.83 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$976K
$647K low$1.3M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,961 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$249,370 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$275,190
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,668,770

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Georgian
CountyCALDWELL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1955
Lot (acres)The size of the land the home sits on, from county records.187.83
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 450 ft²Patio · 341 ft²Porch · 299 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lockhart High SchoolD
High · Grades 9–12 · 3.6 mi
E
Navarro Elementary SchoolD
Elementary · Grades KG–5 · 3.8 mi
M
Lockhart Junior High SchoolD+
Middle · Grades 6–8 · 4.5 mi

District: Lockhart Independent School District

Neighborhood · ZIP 78644These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.27,312
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.143 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,386
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3920 Fm 1322 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Lockhart 78644
  • Costs more per square foot than 95% of homes in Lockhart 78644
  • Bigger than 89% of homes in Caldwell County
  • Among the largest lots in Lockhart 78644
  • Older than 98% of homes in Lockhart 78644

What homes are worth in Lockhart 78644

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$851K

This home is worth more than almost all homes in Lockhart 78644.

How it measures up in Lockhart 78644

The dot is this home. The mark in the middle is the typical home in Lockhart 78644.

Estimated value$975,542
CheaperTypical $276,986Pricier

Pricier than almost all homes nearby

Price per ft²$420
CheaperTypical $184Pricier

Pricier than 95% of homes nearby

Living area2,322 ft²
SmallerTypical 1,521 ft²Bigger

Bigger than 88% of homes nearby

Lot size187.83 ac
SmallerTypical 0.28 acBigger

Bigger than almost all homes nearby

Year built1910
OlderTypical 1998Newer

Newer than 2% of homes nearby

How 3920 Fm 1322 ranks against every home in each area.
MeasureThis homeLockhart 78644Caldwell County
Estimated valuepricier than$975,542almost all homesalmost all homes
Price per ft²pricier than$42095% of homes93% of homes
Living areabigger than2,322 ft²88% of homes89% of homes
Lot sizebigger than187.83 acalmost all homesalmost all homes
Year builtnewer than19102% of homes2% of homes

About 3920 Fm 1322

How much is 3920 Fm 1322, Lockhart, TX worth?

The TopHap Estimate for 3920 Fm 1322, Lockhart, TX is $975,542 as of Oct 21, 2026. The likely range is $646,511 to $1,304,573. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3920 Fm 1322, Lockhart, TX last sell?

3920 Fm 1322, Lockhart, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3920 Fm 1322, Lockhart, TX?

3920 Fm 1322, Lockhart, TX has 3 bedrooms, 2.5 bathrooms, 2,322 square feet of living space and a 187.83-acre lot.

When was 3920 Fm 1322, Lockhart, TX built?

3920 Fm 1322, Lockhart, TX was built in 1910, making it 116 years old. It is a georgian home. The building has 1 story.

What schools serve 3920 Fm 1322, Lockhart, TX?

3920 Fm 1322, Lockhart, TX is assigned to Lockhart High School (high), rated D; Navarro Elementary School (elementary), rated D; Lockhart Junior High School (middle), rated D+. All sit in Lockhart Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3920 Fm 1322, Lockhart, TX compare to other homes in Lockhart 78644?

Among the 9,241 homes in Lockhart 78644, it is worth more than almost all of them ($975,542 against a typical $276,986), its price per square foot is higher than 95% of them ($420 against a typical $184), it is bigger than 88% of them (2,322 ft² against a typical 1,521 ft²), its lot is bigger than almost all of them (187.83 ac against a typical 0.28 ac) and it is newer than 2% of them (1910 against a typical 1998). Measured against all of Caldwell County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3920 Fm 1322, Lockhart, TX?

The 2026 property tax bill for 3920 Fm 1322, Lockhart, TX was $1,961. The county assessed it at $249,370.

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