Single Family ResidenceResidential
Last sold for $150,000 on Oct 20, 2014
3920 MEMORY LN
WATERLOO, IA 50702
4
Beds
2
Baths
1,145 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.
Valuation
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,000 · Oct 20, 2014
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,776 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$234,060 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,740
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$214,320
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$198,510
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$234,060
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 64 ft²
Transaction History(2)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
EHM
Orange Elementary SchoolB
Elementary · Grades PK–5 · 3.5 mi
Waterloo West High SchoolD
High · Grades 9–12 · 4.3 mi
Hoover Middle SchoolC-
Middle · Grades 6–8 · 4.5 mi
District: Waterloo Community School District
Neighborhood · ZIP 50702These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,569
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,006 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,539
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,786
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%
Owner Tools
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Claim this homeData by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
3920 Memory Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Newer than 96% of homes in Waterloo 50702
How it measures up in Waterloo 50702
The dot is this home. The mark in the middle is the typical home in Waterloo 50702.
Living area1,145 ft²
SmallerTypical 1,058 ft²Bigger
Bigger than 60% of homes nearby
Lot size0.19 ac
SmallerTypical 0.17 acBigger
Bigger than 62% of homes nearby
Year built2014
OlderTypical 1956Newer
Newer than 96% of homes nearby
| Measure | This home | Waterloo 50702 | Black Hawk County |
|---|---|---|---|
| Living areabigger than | 1,145 ft² | 60% of homes | 45% of homes |
| Lot sizebigger than | 0.19 ac | 62% of homes | 42% of homes |
| Year builtnewer than | 2014 | 96% of homes | 95% of homes |
About 3920 Memory Ln
When did 3920 Memory Ln, Waterloo, IA last sell?
3920 Memory Ln, Waterloo, IA last sold on Oct 20, 2014 for $150,000, according to the county's recorded deed.
How big is 3920 Memory Ln, Waterloo, IA?
3920 Memory Ln, Waterloo, IA has 4 bedrooms, 2 bathrooms, 1,145 square feet of living space and a 0.19-acre lot.
When was 3920 Memory Ln, Waterloo, IA built?
3920 Memory Ln, Waterloo, IA was built in 2014, making it 12 years old. It is a split foyer home.
What schools serve 3920 Memory Ln, Waterloo, IA?
3920 Memory Ln, Waterloo, IA is assigned to Orange Elementary School (elementary), rated B; Waterloo West High School (high), rated D; Hoover Middle School (middle), rated C-. All sit in Waterloo Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 3920 Memory Ln, Waterloo, IA compare to other homes in Waterloo 50702?
Among the 8,601 homes in Waterloo 50702, it is bigger than 60% of them (1,145 ft² against a typical 1,058 ft²), its lot is bigger than 62% of them (0.19 ac against a typical 0.17 ac) and it is newer than 96% of them (2014 against a typical 1956). These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 3920 Memory Ln, Waterloo, IA?
The 2025 property tax bill for 3920 Memory Ln, Waterloo, IA was $4,776. The county assessed it at $234,060.
More homes on Memory Ln
- 3905 Memory Ln$625K4 bd · 3 ba · 1,871 ft² · Sold $10K · Sep 2026
- 3919 Memory Ln$136K3 bd · 1.5 ba · 1,496 ft² · Sold $135K · Jun 2026
- 3927 Memory Ln$160K2 bd · 2 ba · 864 ft² · Sold $153K · Jul 2025
- 3929 Memory Ln$174K2 bd · 4 ba · 1,474 ft² · Sold $164K · Mar 2025
- 3913 Memory Ln$156K2 bd · 1 ba · 864 ft² · Sold $108K · Aug 2023
- 3912 Memory Ln$268K5 bd · 3 ba · 1,144 ft² · Sold $160K · Oct 2018
- 3917 Memory Ln$160K3 bd · 1.5 ba · 1,496 ft² · Sold $98K · Dec 2017
- 3935 Memory Ln$184K3 bd · 3 ba · 1,474 ft² · Sold $130K · Dec 2016
- 3916 Memory Ln$265K3 bd · 2 ba · 1,568 ft² · Sold $146K · Jun 2016
- 3924 Memory Ln$260K4 bd · 3 ba · 1,456 ft² · Sold $184K · Dec 2015
- 3862 Memory Ln$276K4 bd · 2 ba · 1,145 ft² · Sold $150K · Aug 2014
- 3921 Memory Ln$159K3 bd · 1.5 ba · 1,474 ft² · Sold $100K · Jun 2014
Closest homes
- 3924 Memory Ln$260K85 ft · 4 bd · 3 ba · 1,456 ft² · Sold $184K · Dec 2015
- 3916 Memory Ln$265K87 ft · 3 bd · 2 ba · 1,568 ft² · Sold $146K · Jun 2016
- 3914 Memory Ln$264K181 ft · 3 bd · 3 ba · 1,282 ft² · Sold Jan 1900
- 3938 Memory Ln$263K196 ft · 3 bd · 2 ba · 1,248 ft² · Sold $114K · Dec 2005
- 3933 Memory Ln$160K276 ft · 3 bd · 3 ba · 1,496 ft² · Sold Jan 1900
- 3927 Memory Ln$160K276 ft · 2 bd · 2 ba · 864 ft² · Sold $153K · Jul 2025
- 3937 Memory Ln$188K276 ft · 2 bd · 2 ba · 864 ft² · Sold $148K · Apr 2009
- 3917 Memory Ln$160K276 ft · 3 bd · 1.5 ba · 1,496 ft² · Sold $98K · Dec 2017
More homes in Waterloo 50702
- 1135 Lois Ln$196K3 bd · 2.5 ba · 1,352 ft² · Sold $190K · Oct 2026
- 1107 E Ridgeway Ave$108K2 bd · 1 ba · 714 ft² · Sold $85K · Oct 2026
- 2620 Crestline Ave$225K3 bd · 2 ba · 1,330 ft² · Sold $180K · Oct 2026
- 1746 E Mitchell Ave$165K3 bd · 1.5 ba · 912 ft² · Sold $162K · Oct 2026
- 530 Bayard St$140K3 bd · 2 ba · 1,210 ft² · Sold $136K · Oct 2026
- 1146 Cornwall Ave$170K2 bd · 2 ba · 1,119 ft² · Sold $172K · Oct 2026
- 2711 Highview Ave$243K3 bd · 2 ba · 1,118 ft² · Sold $225K · Oct 2026
- 410 Carolina Ave$160K3 bd · 1.5 ba · 1,322 ft² · Sold $120K · Oct 2026
- 1434 Hummingbird Cir$355K3 bd · 3 ba · 1,200 ft² · Sold $1K · Oct 2026
- 1146 Easton Ave$110K2 bd · 1 ba · 768 ft² · Sold $73K · Oct 2026
- 1433 Forest Ave$50K2 bd · 1 ba · 1,053 ft² · Sold $61K · Oct 2026
- 3849 Cedar Terrace Dr$263K3 bd · 2 ba · 1,144 ft² · Sold $167K · Oct 2026
Assigned schools
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