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Single Family ResidenceResidential
$325,781$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $320,000 on Dec 2, 2025

3921 EFFRESS RD

SAINT PAUL, MN 55110
4
Beds
1.5
Baths
1,306 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$326K
$301K low$350K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$320,000 · Dec 2, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,294 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$316,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$87,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$228,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$305,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$316,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyRAMSEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1978
Lot (acres)The size of the land the home sits on, from county records.0.29
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Matoska International SchoolB+
Elementary · Grades KG–5 · 0.7 mi
M
Mariner Middle SchoolC+
Middle · Grades 6–8 · 1.3 mi
H
White Bear Lake Area High SchoolC+
High · Grades 9–12 · 2.6 mi

District: White Bear Lake Area School District

Neighborhood · ZIP 55110These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.40,494
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,341 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,656
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,277
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3921 Effress Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Saint Paul 55110
  • Costs less per square foot than 76% of homes in Saint Paul 55110
  • Has a bigger lot than 68% of homes in Ramsey County
  • Older than 66% of homes in Saint Paul 55110

What homes are worth in Saint Paul 55110

Each bar is how many homes fall in that price range. The marker is this home.

This home
$203K$1.4M

This home is worth more than 24% of homes in Saint Paul 55110.

How it measures up in Saint Paul 55110

The dot is this home. The mark in the middle is the typical home in Saint Paul 55110.

Estimated value$325,781
CheaperTypical $377,169Pricier

Pricier than 24% of homes nearby

Price per ft²$249
CheaperTypical $303Pricier

Pricier than 24% of homes nearby

Living area1,306 ft²
SmallerTypical 1,268 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.29 ac
SmallerTypical 0.3 acBigger

Bigger than 47% of homes nearby

Year built1960
OlderTypical 1972Newer

Newer than 34% of homes nearby

How 3921 Effress Rd ranks against every home in each area.
MeasureThis homeWhite Bear LakeSaint Paul 55110Ramsey County
Estimated valuepricier than$325,78127% of homes24% of homes52% of homes
Price per ft²pricier than$24926% of homes24% of homes47% of homes
Living areabigger than1,306 ft²57% of homes53% of homes54% of homes
Lot sizebigger than0.29 ac52% of homes47% of homes68% of homes
Year builtnewer than196037% of homes34% of homes55% of homes

About 3921 Effress Rd

How much is 3921 Effress Rd, Saint Paul, MN worth?

The TopHap Estimate for 3921 Effress Rd, Saint Paul, MN is $325,781 as of Sep 24, 2026. The likely range is $301,366 to $350,196. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3921 Effress Rd, Saint Paul, MN last sell?

3921 Effress Rd, Saint Paul, MN last sold on Dec 2, 2025 for $320,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3921 Effress Rd, Saint Paul, MN?

3921 Effress Rd, Saint Paul, MN has 4 bedrooms, 1.5 bathrooms, 1,306 square feet of living space and a 0.29-acre lot.

When was 3921 Effress Rd, Saint Paul, MN built?

3921 Effress Rd, Saint Paul, MN was built in 1960, making it 66 years old. It is a ranch home. The building has 1 story.

What schools serve 3921 Effress Rd, Saint Paul, MN?

3921 Effress Rd, Saint Paul, MN is assigned to Matoska International School (elementary), rated B+; Mariner Middle School (middle), rated C+; White Bear Lake Area High School (high), rated C+. All sit in White Bear Lake Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3921 Effress Rd, Saint Paul, MN compare to other homes in Saint Paul 55110?

Among the 13,873 homes in Saint Paul 55110, it is worth more than 24% of them ($325,781 against a typical $377,169), its price per square foot is higher than 24% of them ($249 against a typical $303), it is bigger than 53% of them (1,306 ft² against a typical 1,268 ft²), its lot is bigger than 47% of them (0.29 ac against a typical 0.3 ac) and it is newer than 34% of them (1960 against a typical 1972). Measured against all of Ramsey County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3921 Effress Rd, Saint Paul, MN?

The 2025 property tax bill for 3921 Effress Rd, Saint Paul, MN was $5,294. The county assessed it at $316,000.

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