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Single Family ResidenceResidential
$282,805$405 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $31,000 on Nov 7, 2008

3928 SCARLET OAK DR

ROCKFORD, IL 61109
3
Beds
2.5
Baths
698 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$283K
$259K low$307K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$31,000 · Nov 7, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,741 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$81,455 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,107
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$72,348
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,682
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$244,365

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
74
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.34
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 322 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Jefferson High SchoolF
High · Grades 9–12 · 0.7 mi
E
Arthur W. Froberg Elementary SchoolD
Elementary · Grades KG–5 · 0.9 mi
M
Flinn Middle SchoolC-
Middle · Grades 6–8 · 1.7 mi

District: Rockford School District 205

Neighborhood · ZIP 61109These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.26,851
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.669 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,982
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,739
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3928 Scarlet Oak Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Rockford 61109
  • Among the highest price per square foot in Rockford 61109
  • Smaller than 98% of homes in Winnebago County
  • Among the newest homes in Rockford 61109

What homes are worth in Rockford 61109

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$401K

This home is worth more than 86% of homes in Rockford 61109.

How it measures up in Rockford 61109

The dot is this home. The mark in the middle is the typical home in Rockford 61109.

Estimated value$282,805
CheaperTypical $193,321Pricier

Pricier than 86% of homes nearby

Price per ft²$405
CheaperTypical $91Pricier

Pricier than almost all homes nearby

Living area698 ft²
SmallerTypical 1,872 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.34 ac
SmallerTypical 0.3 acBigger

Bigger than 53% of homes nearby

Year built2008
OlderTypical 1970Newer

Newer than almost all homes nearby

How 3928 Scarlet Oak Dr ranks against every home in each area.
MeasureThis homeRockford 61109Winnebago County
Estimated valuepricier than$282,80586% of homes72% of homes
Price per ft²pricier than$405almost all homesalmost all homes
Living areabigger than698 ft²4% of homes2% of homes
Lot sizebigger than0.34 ac53% of homes58% of homes
Year builtnewer than2008almost all homesalmost all homes

About 3928 Scarlet Oak Dr

How much is 3928 Scarlet Oak Dr, Rockford, IL worth?

The TopHap Estimate for 3928 Scarlet Oak Dr, Rockford, IL is $282,805 as of Sep 24, 2026. The likely range is $259,046 to $306,564. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3928 Scarlet Oak Dr, Rockford, IL last sell?

3928 Scarlet Oak Dr, Rockford, IL last sold on Nov 7, 2008 for $31,000, according to the county's recorded deed.

How big is 3928 Scarlet Oak Dr, Rockford, IL?

3928 Scarlet Oak Dr, Rockford, IL has 3 bedrooms, 2.5 bathrooms, 698 square feet of living space and a 0.34-acre lot.

When was 3928 Scarlet Oak Dr, Rockford, IL built?

3928 Scarlet Oak Dr, Rockford, IL was built in 2008, making it 18 years old. The building has 1 story.

What schools serve 3928 Scarlet Oak Dr, Rockford, IL?

3928 Scarlet Oak Dr, Rockford, IL is assigned to Jefferson High School (high), rated F; Arthur W. Froberg Elementary School (elementary), rated D; Flinn Middle School (middle), rated C-. All sit in Rockford School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3928 Scarlet Oak Dr, Rockford, IL compare to other homes in Rockford 61109?

Among the 8,744 homes in Rockford 61109, it is worth more than 86% of them ($282,805 against a typical $193,321), its price per square foot is higher than almost all of them ($405 against a typical $91), it is bigger than 4% of them (698 ft² against a typical 1,872 ft²), its lot is bigger than 53% of them (0.34 ac against a typical 0.3 ac) and it is newer than almost all of them (2008 against a typical 1970). Measured against all of Winnebago County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3928 Scarlet Oak Dr, Rockford, IL?

The 2025 property tax bill for 3928 Scarlet Oak Dr, Rockford, IL was $6,741. The county assessed it at $81,455.

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