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Single Family ResidenceResidential
$154,312$77 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $40,000 on Feb 7, 2025

3929 STATE ROUTE 120 W

PROVIDENCE, KY 42450
3
Beds
2
Baths
2,000 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$154K
$137K low$171K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$40,000 · Feb 7, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$65,312
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$52,250
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$89,000
INTEGRA BANK NA · recorded Oct 13, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,033 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$92,100 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$82,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$92,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWEBSTER
Lot (acres)The size of the land the home sits on, from county records.2.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 354 ft²Porch · 175 ft²Outdoor kitchen

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Providence Elementary SchoolC
Elementary · Grades PK–6 · 2.4 mi
H
Webster County High SchoolC-
High · Grades 9–12 · 8.4 mi

District: Webster County School District

Neighborhood · ZIP 42450These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.171

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.3,871
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,931
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,058
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3929 State Route 120 W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Providence 42450
  • Bigger than 87% of homes in Providence 42450

What homes are worth in Providence 42450

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$327K

This home is worth more than 75% of homes in Providence 42450.

How it measures up in Providence 42450

The dot is this home. The mark in the middle is the typical home in Providence 42450.

Estimated value$154,312
CheaperTypical $97,825Pricier

Pricier than 75% of homes nearby

Price per ft²$77
CheaperTypical $73Pricier

Pricier than 53% of homes nearby

Living area2,000 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 87% of homes nearby

Lot size2 ac
SmallerTypical 2 acBigger

Bigger than 53% of homes nearby

Year built1991
OlderTypical 1996Newer

Newer than 40% of homes nearby

How 3929 State Route 120 W ranks against every home in each area.
MeasureThis homeProvidence 42450Webster County
Estimated valuepricier than$154,31275% of homes65% of homes
Price per ft²pricier than$7753% of homes39% of homes
Living areabigger than2,000 ft²87% of homes84% of homes
Lot sizebigger than2 ac53% of homes56% of homes
Year builtnewer than199140% of homes38% of homes

About 3929 State Route 120 W

How much is 3929 State Route 120 W, Providence, KY worth?

The TopHap Estimate for 3929 State Route 120 W, Providence, KY is $154,312 as of Jul 14, 2026. The likely range is $137,232 to $171,392. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3929 State Route 120 W, Providence, KY last sell?

3929 State Route 120 W, Providence, KY last sold on Feb 7, 2025 for $40,000, according to the county's recorded deed.

How big is 3929 State Route 120 W, Providence, KY?

3929 State Route 120 W, Providence, KY has 3 bedrooms, 2 bathrooms, 2,000 square feet of living space and a 2.00-acre lot.

When was 3929 State Route 120 W, Providence, KY built?

3929 State Route 120 W, Providence, KY was built in 1991, making it 35 years old. The building has 1 story.

What schools serve 3929 State Route 120 W, Providence, KY?

3929 State Route 120 W, Providence, KY is assigned to Providence Elementary School (elementary), rated C; Webster County High School (high), rated C-. All sit in Webster County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3929 State Route 120 W, Providence, KY compare to other homes in Providence 42450?

Among the 1,897 homes in Providence 42450, it is worth more than 75% of them ($154,312 against a typical $97,825), its price per square foot is higher than 53% of them ($77 against a typical $73), it is bigger than 87% of them (2,000 ft² against a typical 1,280 ft²), its lot is bigger than 53% of them (2 ac against a typical 2 ac) and it is newer than 40% of them (1991 against a typical 1996). Measured against all of Webster County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3929 State Route 120 W, Providence, KY?

The 2025 property tax bill for 3929 State Route 120 W, Providence, KY was $1,033. The county assessed it at $92,100.

Closest homes

More homes in Providence 42450

Assigned schools

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