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Single Family ResidenceResidential
$193,820$60 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3930 FM 1531

COMMERCE, TX 75428
1.5
Baths
3,227 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$194K
$171K low$216K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$648 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$223,430 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$55,210
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$168,220
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$217,950
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$223,430

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
53
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDELTA
Lot (acres)The size of the land the home sits on, from county records.3.25
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 72 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cooper High SchoolB-
High · Grades 9–12 · 10.2 mi
M
Cooper Jr High SchoolC
Middle · Grades 6–8 · 10.2 mi
E
Cooper Elementary SchoolC-
Elementary · Grades PK–5 · 10.5 mi

District: Cooper Independent School District

Neighborhood · ZIP 75428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,573
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.130 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,938
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,259
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3930 Fm 1531 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 95% of homes in Commerce 75428
  • Bigger than 92% of homes in Commerce 75428
  • Has a bigger lot than 81% of homes in Commerce 75428
  • Among the oldest homes in Commerce 75428

What homes are worth in Commerce 75428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$606K

This home is worth more than 52% of homes in Commerce 75428.

How it measures up in Commerce 75428

The dot is this home. The mark in the middle is the typical home in Commerce 75428.

Estimated value$193,820
CheaperTypical $189,071Pricier

Pricier than 52% of homes nearby

Price per ft²$60
CheaperTypical $111Pricier

Pricier than 5% of homes nearby

Living area3,227 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 92% of homes nearby

Lot size3.25 ac
SmallerTypical 0.34 acBigger

Bigger than 81% of homes nearby

Year built1900
OlderTypical 1975Newer

Older than almost all homes nearby

How 3930 Fm 1531 ranks against every home in each area.
MeasureThis homeCommerce 75428Delta County
Estimated valuepricier than$193,82052% of homes53% of homes
Price per ft²pricier than$605% of homes34% of homes
Living areabigger than3,227 ft²92% of homes64% of homes
Lot sizebigger than3.25 ac81% of homes72% of homes
Year builtnewer than1900almost no homes27% of homes

About 3930 Fm 1531

How much is 3930 Fm 1531, Commerce, TX worth?

The TopHap Estimate for 3930 Fm 1531, Commerce, TX is $193,820 as of Sep 24, 2026. The likely range is $171,195 to $216,445. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3930 Fm 1531, Commerce, TX last sell?

3930 Fm 1531, Commerce, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3930 Fm 1531, Commerce, TX?

3930 Fm 1531, Commerce, TX has 1.5 bathrooms, 3,227 square feet of living space and a 3.25-acre lot.

When was 3930 Fm 1531, Commerce, TX built?

3930 Fm 1531, Commerce, TX was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 3930 Fm 1531, Commerce, TX?

3930 Fm 1531, Commerce, TX is assigned to Cooper High School (high), rated B-; Cooper Jr High School (middle), rated C; Cooper Elementary School (elementary), rated C-. All sit in Cooper Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3930 Fm 1531, Commerce, TX compare to other homes in Commerce 75428?

Among the 3,207 homes in Commerce 75428, it is worth more than 52% of them ($193,820 against a typical $189,071), its price per square foot is higher than 5% of them ($60 against a typical $111), it is bigger than 92% of them (3,227 ft² against a typical 1,620 ft²), its lot is bigger than 81% of them (3.25 ac against a typical 0.34 ac) and it is newer than almost none of them (1900 against a typical 1975). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3930 Fm 1531, Commerce, TX?

The 2025 property tax bill for 3930 Fm 1531, Commerce, TX was $648. The county assessed it at $223,430.

More homes on Fm 1531

Closest homes

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Assigned schools

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