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Seasonal, Cabin, Vacation ResidenceResidential
Last sold for $5,000 on Apr 19, 1990

3938 438TH ST

ISLE, MN 56342
0
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$5,000 · Apr 19, 1990

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,668 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$188,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$146,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$173,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$188,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
74
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
44
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
54
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.43 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
CountyMILLE LACS
Lot (acres)The size of the land the home sits on, from county records.1.17
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Nyquist Elementary SchoolB
Elementary · Grades PK–6 · 3.4 mi
M
Isle High SchoolC-
Middle · Grades 7–12 · 3.5 mi

District: Isle Public School District

Neighborhood · ZIP 56342These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.163
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.58%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2,889
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,783
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,575
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3938 438th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 69% of homes in Mille Lacs County

How it measures up in Isle 56342

The dot is this home. The mark in the middle is the typical home in Isle 56342.

Living area960 ft²
SmallerTypical 1,084 ft²Bigger

Bigger than 39% of homes nearby

Lot size1.17 ac
SmallerTypical 1.11 acBigger

Bigger than 51% of homes nearby

Year built1990
OlderTypical 1989Newer

Newer than 53% of homes nearby

How 3938 438th St ranks against every home in each area.
MeasureThis homeIsle 56342Mille Lacs County
Living areabigger than960 ft²39% of homes31% of homes
Lot sizebigger than1.17 ac51% of homes48% of homes
Year builtnewer than199053% of homes53% of homes

About 3938 438th St

When did 3938 438th St, Isle, MN last sell?

3938 438th St, Isle, MN last sold on Apr 19, 1990 for $5,000, according to the county's recorded deed.

How big is 3938 438th St, Isle, MN?

3938 438th St, Isle, MN has 960 square feet of living space and a 1.17-acre lot.

When was 3938 438th St, Isle, MN built?

3938 438th St, Isle, MN was built in 1990, making it 36 years old.

What schools serve 3938 438th St, Isle, MN?

3938 438th St, Isle, MN is assigned to Nyquist Elementary School (elementary), rated B; Isle High School (middle), rated C-. All sit in Isle Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3938 438th St, Isle, MN compare to other homes in Isle 56342?

Among the 3,138 homes in Isle 56342, it is bigger than 39% of them (960 ft² against a typical 1,084 ft²), its lot is bigger than 51% of them (1.17 ac against a typical 1.11 ac) and it is newer than 53% of them (1990 against a typical 1989). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3938 438th St, Isle, MN?

The 2026 property tax bill for 3938 438th St, Isle, MN was $1,668. The county assessed it at $188,200.

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Assigned schools

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