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Single Family ResidenceResidential
$278,432$151 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $399,000 on Apr 26, 2022

3939 RIVER BANK WAY

PUNTA GORDA, FL 33980
4
Beds
2
Baths
1,846 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$278K
$250K low$307K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$399,000 · Apr 26, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,788 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$268,592 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$236,292
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$315,113
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$268,592

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.61 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.91%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHARLOTTE
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 108 ft²Sprinklers

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Peace River Elementary SchoolC
Elementary · Grades PK–5 · 1.6 mi
M
Port Charlotte Middle SchoolB+
Middle · Grades 6–8 · 2.0 mi
H
Charlotte High SchoolC
High · Grades 9–12 · 3.7 mi

District: Charlotte County School District

Neighborhood · ZIP 33980These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.14,682
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,010 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,512
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,958
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3939 River Bank Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Punta Gorda 33980
  • Costs less per square foot than 83% of homes in Charlotte County
  • Bigger than 78% of homes in Punta Gorda 33980
  • Has a bigger lot than 81% of homes in Punta Gorda 33980
  • Newer than 86% of homes in Punta Gorda 33980

What homes are worth in Punta Gorda 33980

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$567K

This home is worth more than 66% of homes in Punta Gorda 33980.

How it measures up in Punta Gorda 33980

The dot is this home. The mark in the middle is the typical home in Punta Gorda 33980.

Estimated value$278,432
CheaperTypical $249,745Pricier

Pricier than 66% of homes nearby

Price per ft²$151
CheaperTypical $154Pricier

Pricier than 47% of homes nearby

Living area1,846 ft²
SmallerTypical 1,539 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.26 ac
SmallerTypical 0.17 acBigger

Bigger than 81% of homes nearby

Year built2018
OlderTypical 1995Newer

Newer than 86% of homes nearby

How 3939 River Bank Way ranks against every home in each area.
MeasureThis homePunta Gorda 33980Charlotte County
Estimated valuepricier than$278,43266% of homes42% of homes
Price per ft²pricier than$15147% of homes17% of homes
Living areabigger than1,846 ft²78% of homes65% of homes
Lot sizebigger than0.26 ac81% of homes72% of homes
Year builtnewer than201886% of homes80% of homes

About 3939 River Bank Way

How much is 3939 River Bank Way, Punta Gorda, FL worth?

The TopHap Estimate for 3939 River Bank Way, Punta Gorda, FL is $278,432 as of Aug 30, 2026. The likely range is $250,112 to $306,752. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3939 River Bank Way, Punta Gorda, FL last sell?

3939 River Bank Way, Punta Gorda, FL last sold on Apr 26, 2022 for $399,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3939 River Bank Way, Punta Gorda, FL?

3939 River Bank Way, Punta Gorda, FL has 4 bedrooms, 2 bathrooms, 1,846 square feet of living space and a 0.26-acre lot.

When was 3939 River Bank Way, Punta Gorda, FL built?

3939 River Bank Way, Punta Gorda, FL was built in 2018, making it 8 years old. The building has 1 story.

What schools serve 3939 River Bank Way, Punta Gorda, FL?

3939 River Bank Way, Punta Gorda, FL is assigned to Peace River Elementary School (elementary), rated C; Port Charlotte Middle School (middle), rated B+; Charlotte High School (high), rated C. All sit in Charlotte County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3939 River Bank Way, Punta Gorda, FL compare to other homes in Punta Gorda 33980?

Among the 6,105 homes in Punta Gorda 33980, it is worth more than 66% of them ($278,432 against a typical $249,745), its price per square foot is higher than 47% of them ($151 against a typical $154), it is bigger than 78% of them (1,846 ft² against a typical 1,539 ft²), its lot is bigger than 81% of them (0.26 ac against a typical 0.17 ac) and it is newer than 86% of them (2018 against a typical 1995). Measured against all of Charlotte County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3939 River Bank Way, Punta Gorda, FL?

The 2024 property tax bill for 3939 River Bank Way, Punta Gorda, FL was $4,788. The county assessed it at $268,592.

More homes on River Bank Way

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