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Single Family ResidenceResidential
$411,016$290 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $58,500 on Aug 1, 1997

3940 28TH ST

SACRAMENTO, CA 95820
3
Beds
2
Baths
1,416 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$411K
$391K low$431K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$58,500 · Aug 1, 1997

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,292 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$95,246 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$65,946
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$93,379

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
26
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
63
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
40
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ethel Phillips Elementary SchoolC-
Elementary · Grades KG–6 · 0.4 mi
H
C. K. McClatchy High SchoolB
High · Grades 9–12 · 1.0 mi
M
California Middle SchoolC
Middle · Grades 7–8 · 1.4 mi

District: Sacramento City Unified School District

Neighborhood · ZIP 95820These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.109

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.37,742
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,020 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,991
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,154
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3940 28th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Sacramento County
  • Costs less per square foot than 81% of homes in North City Farms
  • Bigger than 77% of homes in North City Farms
  • Has a bigger lot than 94% of homes in Sacramento 95820
  • Older than 97% of homes in Sacramento County

What homes are worth in Sacramento 95820

Each bar is how many homes fall in that price range. The marker is this home.

This home
$245K$599K

This home is worth more than 62% of homes in Sacramento 95820.

How it measures up in Sacramento 95820

The dot is this home. The mark in the middle is the typical home in Sacramento 95820.

Estimated value$411,016
CheaperTypical $382,646Pricier

Pricier than 62% of homes nearby

Price per ft²$290
CheaperTypical $336Pricier

Pricier than 26% of homes nearby

Living area1,416 ft²
SmallerTypical 1,140 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.25 ac
SmallerTypical 0.13 acBigger

Bigger than 94% of homes nearby

Year built1930
OlderTypical 1950Newer

Newer than 13% of homes nearby

How 3940 28th St ranks against every home in each area.
MeasureThis homeNorth City FarmsSacramento 95820Sacramento County
Estimated valuepricier than$411,01670% of homes62% of homes23% of homes
Price per ft²pricier than$29019% of homes26% of homes33% of homes
Living areabigger than1,416 ft²77% of homes74% of homes34% of homes
Lot sizebigger than0.25 ac87% of homes94% of homes84% of homes
Year builtnewer than19309% of homes13% of homes3% of homes

About 3940 28th St

How much is 3940 28th St, Sacramento, CA worth?

The TopHap Estimate for 3940 28th St, Sacramento, CA is $411,016 as of Jul 14, 2026. The likely range is $390,678 to $431,354. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3940 28th St, Sacramento, CA last sell?

3940 28th St, Sacramento, CA last sold on Aug 1, 1997 for $58,500, according to the county's recorded deed.

How big is 3940 28th St, Sacramento, CA?

3940 28th St, Sacramento, CA has 3 bedrooms, 2 bathrooms, 1,416 square feet of living space and a 0.25-acre lot.

When was 3940 28th St, Sacramento, CA built?

3940 28th St, Sacramento, CA was built in 1930, making it 96 years old. The building has 1 story.

What schools serve 3940 28th St, Sacramento, CA?

3940 28th St, Sacramento, CA is assigned to Ethel Phillips Elementary School (elementary), rated C-; C. K. McClatchy High School (high), rated B; California Middle School (middle), rated C. All sit in Sacramento City Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3940 28th St, Sacramento, CA compare to other homes in Sacramento 95820?

Among the 11,540 homes in Sacramento 95820, it is worth more than 62% of them ($411,016 against a typical $382,646), its price per square foot is higher than 26% of them ($290 against a typical $336), it is bigger than 74% of them (1,416 ft² against a typical 1,140 ft²), its lot is bigger than 94% of them (0.25 ac against a typical 0.13 ac) and it is newer than 13% of them (1930 against a typical 1950). Measured against all of Sacramento County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3940 28th St, Sacramento, CA?

The 2025 property tax bill for 3940 28th St, Sacramento, CA was $1,292. The county assessed it at $95,246.

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