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Single Family ResidenceResidential
$452,163$221 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 65How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3940 HIGHWAY 12 N

ASHLAND CITY, TN 37015
3
Baths
2,049 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.44 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$452K
$295K low$610K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,947 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$152,825 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,775
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$128,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$152,825
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$611,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCheatham
Lot (acres)The size of the land the home sits on, from county records.3.44
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 30 ft²Porch · 326 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Cheatham Elementary SchoolA-
Elementary · Grades PK–4 · 3.3 mi
H
Cheatham County Central High SchoolB
High · Grades 9–12 · 7.8 mi
M
Cheatham Middle SchoolD
Middle · Grades 5–8 · 8.4 mi

District: Cheatham County School District

Neighborhood · ZIP 37015These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.19,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.122 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,445
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,878
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3940 Highway 12 N measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Ashland City 37015
  • Costs less per square foot than 72% of homes in Cheatham County
  • Bigger than 83% of homes in Ashland City 37015
  • Has a bigger lot than 71% of homes in Cheatham County
  • Newer than 95% of homes in Ashland City 37015

What homes are worth in Ashland City 37015

Each bar is how many homes fall in that price range. The marker is this home.

This home
$143K$899K

This home is worth more than 76% of homes in Ashland City 37015.

How it measures up in Ashland City 37015

The dot is this home. The mark in the middle is the typical home in Ashland City 37015.

Estimated value$452,163
CheaperTypical $343,140Pricier

Pricier than 76% of homes nearby

Price per ft²$221
CheaperTypical $242Pricier

Pricier than 34% of homes nearby

Living area2,049 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 83% of homes nearby

Lot size3.44 ac
SmallerTypical 1.49 acBigger

Bigger than 68% of homes nearby

Year built2020
OlderTypical 1990Newer

Newer than 95% of homes nearby

How 3940 Highway 12 N ranks against every home in each area.
MeasureThis homeAshland City 37015Cheatham County
Estimated valuepricier than$452,16376% of homes65% of homes
Price per ft²pricier than$22134% of homes28% of homes
Living areabigger than2,049 ft²83% of homes79% of homes
Lot sizebigger than3.44 ac68% of homes71% of homes
Year builtnewer than202095% of homes94% of homes

About 3940 Highway 12 N

How much is 3940 Highway 12 N, Ashland City, TN worth?

The TopHap Estimate for 3940 Highway 12 N, Ashland City, TN is $452,163 as of Sep 24, 2026. The likely range is $294,676 to $609,650. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3940 Highway 12 N, Ashland City, TN last sell?

3940 Highway 12 N, Ashland City, TN last sold on Jul 13, 2018, according to the county's recorded deed.

How big is 3940 Highway 12 N, Ashland City, TN?

3940 Highway 12 N, Ashland City, TN has 3 bathrooms, 2,049 square feet of living space and a 3.44-acre lot.

When was 3940 Highway 12 N, Ashland City, TN built?

3940 Highway 12 N, Ashland City, TN was built in 2020, making it 6 years old. The building has 1 story.

What schools serve 3940 Highway 12 N, Ashland City, TN?

3940 Highway 12 N, Ashland City, TN is assigned to West Cheatham Elementary School (elementary), rated A-; Cheatham County Central High School (high), rated B; Cheatham Middle School (middle), rated D. All sit in Cheatham County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3940 Highway 12 N, Ashland City, TN compare to other homes in Ashland City 37015?

Among the 7,991 homes in Ashland City 37015, it is worth more than 76% of them ($452,163 against a typical $343,140), its price per square foot is higher than 34% of them ($221 against a typical $242), it is bigger than 83% of them (2,049 ft² against a typical 1,400 ft²), its lot is bigger than 68% of them (3.44 ac against a typical 1.49 ac) and it is newer than 95% of them (2020 against a typical 1990). Measured against all of Cheatham County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3940 Highway 12 N, Ashland City, TN?

The 2025 property tax bill for 3940 Highway 12 N, Ashland City, TN was $2,947. The county assessed it at $152,825.

More homes on Highway 12 N

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