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Single Family ResidenceResidential
$449,470$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3940 LUMO CIR

RANDALLSTOWN, MD 21133
3 / 1
Baths
2,024 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$449K
$436K low$463K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$205,269
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$164,215
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$228,000
1ST FINANCIAL INC · recorded Nov 20, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$16,201
CITIFINANCIAL INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,601 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$319,500 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$299,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$358,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyBaltimore
Lot (acres)The size of the land the home sits on, from county records.0.17
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 360 ft²Porch · 240 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Randallstown High SchoolD
High · Grades 9–12 · 0.6 mi
E
Church Lane Elementary Technology SchoolC-
Elementary · Grades PK–5 · 0.8 mi
M
Northwest Academy of Health Sciences SchoolD+
Middle · Grades 6–8 · 1.9 mi

District: Baltimore County Public Schools

Neighborhood · ZIP 21133These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.27,963
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,709 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,976
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,908
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3940 Lumo Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Randallstown 21133
  • Bigger than 78% of homes in Randallstown 21133
  • Has a smaller lot than 67% of homes in Randallstown 21133

What homes are worth in Randallstown 21133

Each bar is how many homes fall in that price range. The marker is this home.

This home
$251K$698K

This home is worth more than 85% of homes in Randallstown 21133.

How it measures up in Randallstown 21133

The dot is this home. The mark in the middle is the typical home in Randallstown 21133.

Estimated value$449,470
CheaperTypical $367,842Pricier

Pricier than 85% of homes nearby

Price per ft²$222
CheaperTypical $230Pricier

Pricier than 42% of homes nearby

Living area2,024 ft²
SmallerTypical 1,548 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.17 ac
SmallerTypical 0.2 acBigger

Bigger than 33% of homes nearby

Year built1979
OlderTypical 1972Newer

Newer than 58% of homes nearby

How 3940 Lumo Cir ranks against every home in each area.
MeasureThis homeRandallstown 21133Baltimore County
Estimated valuepricier than$449,47085% of homes68% of homes
Price per ft²pricier than$22242% of homes41% of homes
Living areabigger than2,024 ft²78% of homes75% of homes
Lot sizebigger than0.17 ac33% of homes50% of homes
Year builtnewer than197958% of homes63% of homes

About 3940 Lumo Cir

How much is 3940 Lumo Cir, Randallstown, MD worth?

The TopHap Estimate for 3940 Lumo Cir, Randallstown, MD is $449,470 as of Jul 14, 2026. The likely range is $435,521 to $463,419. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3940 Lumo Cir, Randallstown, MD?

3940 Lumo Cir, Randallstown, MD has 3 bathrooms, 2,024 square feet of living space and a 0.17-acre lot.

When was 3940 Lumo Cir, Randallstown, MD built?

3940 Lumo Cir, Randallstown, MD was built in 1979, making it 47 years old. It is a split level home. The building has 2 stories.

What schools serve 3940 Lumo Cir, Randallstown, MD?

3940 Lumo Cir, Randallstown, MD is assigned to Randallstown High School (high), rated D; Church Lane Elementary Technology School (elementary), rated C-; Northwest Academy of Health Sciences School (middle), rated D+. All sit in Baltimore County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3940 Lumo Cir, Randallstown, MD compare to other homes in Randallstown 21133?

Among the 8,731 homes in Randallstown 21133, it is worth more than 85% of them ($449,470 against a typical $367,842), its price per square foot is higher than 42% of them ($222 against a typical $230), it is bigger than 78% of them (2,024 ft² against a typical 1,548 ft²), its lot is bigger than 33% of them (0.17 ac against a typical 0.2 ac) and it is newer than 58% of them (1979 against a typical 1972). Measured against all of Baltimore County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3940 Lumo Cir, Randallstown, MD?

The 2025 property tax bill for 3940 Lumo Cir, Randallstown, MD was $4,601. The county assessed it at $319,500.

Closest homes

More homes in Randallstown 21133

Assigned schools

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