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Single Family ResidenceResidential
$113,473$72 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3941 HIGHWAY 4

JAY, FL 32565
3
Beds
2
Baths
1,569 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1951
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$113K
$85K low$142K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,132 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$111,262 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$108,620
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$134,529

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySanta Rosa
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 48 ft²ShedPorch · 50 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Jay High SchoolC+
Middle · Grades 7–12 · 0.9 mi
E
Jay Elementary SchoolB+
Elementary · Grades PK–6 · 1.0 mi

District: Santa Rosa County School District

Neighborhood · ZIP 32565These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,571
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,427
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,965
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3941 Highway 4 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Santa Rosa County
  • Among the lowest price per square foot in Santa Rosa County
  • Smaller than 65% of homes in Santa Rosa County
  • Older than 98% of homes in Santa Rosa County

What homes are worth in Jay 32565

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$667K

This home is worth more than 12% of homes in Jay 32565.

How it measures up in Jay 32565

The dot is this home. The mark in the middle is the typical home in Jay 32565.

Estimated value$113,473
CheaperTypical $247,884Pricier

Pricier than 12% of homes nearby

Price per ft²$72
CheaperTypical $141Pricier

Pricier than 5% of homes nearby

Living area1,569 ft²
SmallerTypical 1,639 ft²Bigger

Bigger than 46% of homes nearby

Year built1951
OlderTypical 1992Newer

Newer than 12% of homes nearby

How 3941 Highway 4 ranks against every home in each area.
MeasureThis homeJay 32565Santa Rosa County
Estimated valuepricier than$113,47312% of homes2% of homes
Price per ft²pricier than$725% of homesalmost no homes
Living areabigger than1,569 ft²46% of homes35% of homes
Year builtnewer than195112% of homes2% of homes

About 3941 Highway 4

How much is 3941 Highway 4, Jay, FL worth?

The TopHap Estimate for 3941 Highway 4, Jay, FL is $113,473 as of Sep 24, 2026. The likely range is $85,330 to $141,616. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3941 Highway 4, Jay, FL last sell?

3941 Highway 4, Jay, FL last sold on Oct 9, 2014, according to the county's recorded deed.

How big is 3941 Highway 4, Jay, FL?

3941 Highway 4, Jay, FL has 3 bedrooms, 2 bathrooms and 1,569 square feet of living space.

When was 3941 Highway 4, Jay, FL built?

3941 Highway 4, Jay, FL was built in 1951, making it 75 years old. The building has 1 story.

What schools serve 3941 Highway 4, Jay, FL?

3941 Highway 4, Jay, FL is assigned to Jay High School (middle), rated C+; Jay Elementary School (elementary), rated B+. All sit in Santa Rosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3941 Highway 4, Jay, FL compare to other homes in Jay 32565?

Among the 3,037 homes in Jay 32565, it is worth more than 12% of them ($113,473 against a typical $247,884), its price per square foot is higher than 5% of them ($72 against a typical $141), it is bigger than 46% of them (1,569 ft² against a typical 1,639 ft²) and it is newer than 12% of them (1951 against a typical 1992). Measured against all of Santa Rosa County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3941 Highway 4, Jay, FL?

The 2025 property tax bill for 3941 Highway 4, Jay, FL was $1,132. The county assessed it at $111,262.

More homes on Highway 4

Closest homes

More homes in Jay 32565

Assigned schools

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