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Single Family ResidenceResidential
$375,822$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $199,500 on Feb 3, 2021

3945 HORSEPEN RD

COSBY, TN 37722
3
Baths
1,880 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.99 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$376K
$337K low$415K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$199,500 · Feb 3, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$613 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$38,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$41,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$165,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySevier
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
Lot (acres)The size of the land the home sits on, from county records.0.99
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 504 ft²Patio · 504 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jones Cove Elementary SchoolB-
Elementary · Grades PK–6 · 1.3 mi
H
Gatlinburg Pittman High SchoolB+
High · Grades 10–12 · 10.2 mi

District: Sevier County School District

Neighborhood · ZIP 37722These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.129
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.132

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,318
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,265
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3945 Horsepen Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Cosby 37722
  • Costs less per square foot than 80% of homes in Sevier County
  • Bigger than 87% of homes in Cosby 37722
  • Older than 76% of homes in Sevier County

What homes are worth in Cosby 37722

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$787K

This home is worth more than 72% of homes in Cosby 37722.

How it measures up in Cosby 37722

The dot is this home. The mark in the middle is the typical home in Cosby 37722.

Estimated value$375,822
CheaperTypical $269,430Pricier

Pricier than 72% of homes nearby

Price per ft²$200
CheaperTypical $244Pricier

Pricier than 33% of homes nearby

Living area1,880 ft²
SmallerTypical 1,176 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.99 ac
SmallerTypical 1.28 acBigger

Bigger than 37% of homes nearby

Year built1981
OlderTypical 1995Newer

Newer than 27% of homes nearby

How 3945 Horsepen Rd ranks against every home in each area.
MeasureThis homeCosby 37722Sevier County
Estimated valuepricier than$375,82272% of homes45% of homes
Price per ft²pricier than$20033% of homes20% of homes
Living areabigger than1,880 ft²87% of homes71% of homes
Lot sizebigger than0.99 ac37% of homes59% of homes
Year builtnewer than198127% of homes24% of homes

About 3945 Horsepen Rd

How much is 3945 Horsepen Rd, Cosby, TN worth?

The TopHap Estimate for 3945 Horsepen Rd, Cosby, TN is $375,822 as of Sep 24, 2026. The likely range is $336,748 to $414,896. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3945 Horsepen Rd, Cosby, TN last sell?

3945 Horsepen Rd, Cosby, TN last sold on Feb 3, 2021 for $199,500, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3945 Horsepen Rd, Cosby, TN?

3945 Horsepen Rd, Cosby, TN has 3 bathrooms, 1,880 square feet of living space and a 0.99-acre lot.

When was 3945 Horsepen Rd, Cosby, TN built?

3945 Horsepen Rd, Cosby, TN was built in 1981, making it 45 years old. The building has 1 story.

What schools serve 3945 Horsepen Rd, Cosby, TN?

3945 Horsepen Rd, Cosby, TN is assigned to Jones Cove Elementary School (elementary), rated B-; Gatlinburg Pittman High School (high), rated B+. All sit in Sevier County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3945 Horsepen Rd, Cosby, TN compare to other homes in Cosby 37722?

Among the 3,446 homes in Cosby 37722, it is worth more than 72% of them ($375,822 against a typical $269,430), its price per square foot is higher than 33% of them ($200 against a typical $244), it is bigger than 87% of them (1,880 ft² against a typical 1,176 ft²), its lot is bigger than 37% of them (0.99 ac against a typical 1.28 ac) and it is newer than 27% of them (1981 against a typical 1995). Measured against all of Sevier County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3945 Horsepen Rd, Cosby, TN?

The 2025 property tax bill for 3945 Horsepen Rd, Cosby, TN was $613. The county assessed it at $41,400.

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