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Single Family ResidenceResidential
$235,467$171 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3945 MONTEREY ST

COCOA, FL 32927
3
Beds
2
Baths
1,374 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$235K
$219K low$251K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,125 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$75,840 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,850
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$222,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBREVARD
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 55 ft²Porch · 255 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Challenger 7 Elementary SchoolB+
Elementary · Grades KG–6 · 1.1 mi
M
Space Coast Junior/Senior High SchoolC
Middle · Grades 7–12 · 2.8 mi

District: Brevard County School District

Neighborhood · ZIP 32927These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.62
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.28,292
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,165 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,269
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,206
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3945 Monterey St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Cocoa 32927
  • Costs less per square foot than 90% of homes in Cocoa 32927
  • Smaller than 66% of homes in Brevard County
  • Has a bigger lot than 65% of homes in Brevard County
  • Older than 69% of homes in Cocoa 32927

What homes are worth in Cocoa 32927

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$523K

This home is worth more than 14% of homes in Cocoa 32927.

How it measures up in Cocoa 32927

The dot is this home. The mark in the middle is the typical home in Cocoa 32927.

Estimated value$235,467
CheaperTypical $302,984Pricier

Pricier than 14% of homes nearby

Price per ft²$171
CheaperTypical $208Pricier

Pricier than 10% of homes nearby

Living area1,374 ft²
SmallerTypical 1,398 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.23 ac
SmallerTypical 0.23 acBigger

Bigger than 53% of homes nearby

Year built1985
OlderTypical 1989Newer

Newer than 31% of homes nearby

How 3945 Monterey St ranks against every home in each area.
MeasureThis homeCocoa 32927Brevard County
Estimated valuepricier than$235,46714% of homes20% of homes
Price per ft²pricier than$17110% of homes21% of homes
Living areabigger than1,374 ft²47% of homes34% of homes
Lot sizebigger than0.23 ac53% of homes65% of homes
Year builtnewer than198531% of homes42% of homes

About 3945 Monterey St

How much is 3945 Monterey St, Cocoa, FL worth?

The TopHap Estimate for 3945 Monterey St, Cocoa, FL is $235,467 as of Aug 30, 2026. The likely range is $219,446 to $251,488. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3945 Monterey St, Cocoa, FL last sell?

3945 Monterey St, Cocoa, FL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3945 Monterey St, Cocoa, FL?

3945 Monterey St, Cocoa, FL has 3 bedrooms, 2 bathrooms, 1,374 square feet of living space and a 0.23-acre lot.

When was 3945 Monterey St, Cocoa, FL built?

3945 Monterey St, Cocoa, FL was built in 1985, making it 41 years old. The building has 1 story.

What schools serve 3945 Monterey St, Cocoa, FL?

3945 Monterey St, Cocoa, FL is assigned to Challenger 7 Elementary School (elementary), rated B+; Space Coast Junior/Senior High School (middle), rated C. All sit in Brevard County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3945 Monterey St, Cocoa, FL compare to other homes in Cocoa 32927?

Among the 11,511 homes in Cocoa 32927, it is worth more than 14% of them ($235,467 against a typical $302,984), its price per square foot is higher than 10% of them ($171 against a typical $208), it is bigger than 47% of them (1,374 ft² against a typical 1,398 ft²), its lot is bigger than 53% of them (0.23 ac against a typical 0.23 ac) and it is newer than 31% of them (1985 against a typical 1989). Measured against all of Brevard County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3945 Monterey St, Cocoa, FL?

The 2025 property tax bill for 3945 Monterey St, Cocoa, FL was $1,125. The county assessed it at $75,840.

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