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Single Family ResidenceResidential
$507,473$281 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3945 OXFORD LOOP SE

LACEY, WA 98503
3
Beds
2 / 1
Baths
1,806 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$507K
$488K low$527K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$183 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$497,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$157,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$339,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$469,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$497,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.8
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyThurston
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1993
Lot (acres)The size of the land the home sits on, from county records.0.30
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 224 ft²Porch · 416 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Evergreen Forest Elementary SchoolB+
Elementary · Grades KG–5 · 0.6 mi
M
Nisqually Middle SchoolC
Middle · Grades 6–8 · 2.6 mi
H
River Ridge High SchoolC
High · Grades 9–12 · 3.1 mi

District: North Thurston Public Schools

Neighborhood · ZIP 98503These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.233

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.40,840
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,445 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,871
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,497
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.35%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3945 Oxford Loop Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 79% of homes in Lacey 98503

What homes are worth in Lacey 98503

Each bar is how many homes fall in that price range. The marker is this home.

This home
$336K$872K

This home is worth more than 64% of homes in Lacey 98503.

How it measures up in Lacey 98503

The dot is this home. The mark in the middle is the typical home in Lacey 98503.

Estimated value$507,473
CheaperTypical $481,642Pricier

Pricier than 64% of homes nearby

Price per ft²$281
CheaperTypical $290Pricier

Pricier than 43% of homes nearby

Living area1,806 ft²
SmallerTypical 1,663 ft²Bigger

Bigger than 61% of homes nearby

Lot size0.3 ac
SmallerTypical 0.22 acBigger

Bigger than 79% of homes nearby

Year built1987
OlderTypical 1985Newer

Newer than 55% of homes nearby

How 3945 Oxford Loop Se ranks against every home in each area.
MeasureThis homeLacey 98503Thurston County
Estimated valuepricier than$507,47364% of homes43% of homes
Price per ft²pricier than$28143% of homes36% of homes
Living areabigger than1,806 ft²61% of homes54% of homes
Lot sizebigger than0.3 ac79% of homes56% of homes
Year builtnewer than198755% of homes45% of homes

About 3945 Oxford Loop Se

How much is 3945 Oxford Loop Se, Lacey, WA worth?

The TopHap Estimate for 3945 Oxford Loop Se, Lacey, WA is $507,473 as of Sep 24, 2026. The likely range is $488,040 to $526,906. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3945 Oxford Loop Se, Lacey, WA?

3945 Oxford Loop Se, Lacey, WA has 3 bedrooms, 2 bathrooms, 1,806 square feet of living space and a 0.30-acre lot.

When was 3945 Oxford Loop Se, Lacey, WA built?

3945 Oxford Loop Se, Lacey, WA was built in 1987, making it 39 years old. It is a ranch home. The building has 1 story.

What schools serve 3945 Oxford Loop Se, Lacey, WA?

3945 Oxford Loop Se, Lacey, WA is assigned to Evergreen Forest Elementary School (elementary), rated B+; Nisqually Middle School (middle), rated C; River Ridge High School (high), rated C. All sit in North Thurston Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3945 Oxford Loop Se, Lacey, WA compare to other homes in Lacey 98503?

Among the 12,159 homes in Lacey 98503, it is worth more than 64% of them ($507,473 against a typical $481,642), its price per square foot is higher than 43% of them ($281 against a typical $290), it is bigger than 61% of them (1,806 ft² against a typical 1,663 ft²), its lot is bigger than 79% of them (0.3 ac against a typical 0.22 ac) and it is newer than 55% of them (1987 against a typical 1985). Measured against all of Thurston County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3945 Oxford Loop Se, Lacey, WA?

The 2026 property tax bill for 3945 Oxford Loop Se, Lacey, WA was $183. The county assessed it at $497,100.

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