Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$427,300$216 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3946 US 64 HWY

RUTHERFORDTON, NC 28139
2
Beds
3 / 1
Baths
1,975 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.58 ac
Lot SizeThe size of the land the home sits on, from county records.
2013
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$427K
$342K low$513K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$413,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$381,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,004,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$413,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRutherford
Lot (acres)The size of the land the home sits on, from county records.1.58
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Fan Cooling
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 140 ft²Porch · 1,164 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mt. Vernon-Ruth Elementary SchoolC
Elementary · Grades PK–5 · 4.2 mi
H
R-S Central High SchoolC-
High · Grades 9–12 · 6.5 mi
M
R-S Middle SchoolC-
Middle · Grades 6–8 · 7.8 mi

District: Rutherford County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3946 Us 64 Hwy measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Rutherford County
  • Costs more per square foot than 73% of homes in Rutherford County
  • Bigger than 82% of homes in Rutherford County
  • Newer than 93% of homes in Rutherfordton 28139

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$840K

This home is worth more than 79% of homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$427,300
CheaperTypical $273,861Pricier

Pricier than 79% of homes nearby

Price per ft²$216
CheaperTypical $168Pricier

Pricier than 72% of homes nearby

Living area1,975 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 76% of homes nearby

Lot size1.58 ac
SmallerTypical 1.83 acBigger

Bigger than 47% of homes nearby

Year built2013
OlderTypical 1985Newer

Newer than 93% of homes nearby

How 3946 Us 64 Hwy ranks against every home in each area.
MeasureThis homeRutherfordton 28139Rutherford County
Estimated valuepricier than$427,30079% of homes81% of homes
Price per ft²pricier than$21672% of homes73% of homes
Living areabigger than1,975 ft²76% of homes82% of homes
Lot sizebigger than1.58 ac47% of homes61% of homes
Year builtnewer than201393% of homes93% of homes

About 3946 Us 64 Hwy

How much is 3946 Us 64 Hwy, Rutherfordton, NC worth?

The TopHap Estimate for 3946 Us 64 Hwy, Rutherfordton, NC is $427,300 as of Aug 30, 2026. The likely range is $341,845 to $512,755. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3946 Us 64 Hwy, Rutherfordton, NC?

3946 Us 64 Hwy, Rutherfordton, NC has 2 bedrooms, 3 bathrooms, 1,975 square feet of living space and a 1.58-acre lot.

When was 3946 Us 64 Hwy, Rutherfordton, NC built?

3946 Us 64 Hwy, Rutherfordton, NC was built in 2013, making it 13 years old. The building has 2 stories.

What schools serve 3946 Us 64 Hwy, Rutherfordton, NC?

3946 Us 64 Hwy, Rutherfordton, NC is assigned to Mt. Vernon-Ruth Elementary School (elementary), rated C; R-S Central High School (high), rated C-; R-S Middle School (middle), rated C-. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3946 Us 64 Hwy, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,472 homes in Rutherfordton 28139, it is worth more than 79% of them ($427,300 against a typical $273,861), its price per square foot is higher than 72% of them ($216 against a typical $168), it is bigger than 76% of them (1,975 ft² against a typical 1,540 ft²), its lot is bigger than 47% of them (1.58 ac against a typical 1.83 ac) and it is newer than 93% of them (2013 against a typical 1985). Measured against all of Rutherford County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Us 64 Hwy

Closest homes

More homes in Rutherfordton 28139

Assigned schools

Explore the area

See this home in context

Open 3946 Us 64 Hwy on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map