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Single Family ResidenceResidential
$822,670$588 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $825,000 on Aug 27, 2021

3948 CASCADE BEACH RD

LUTSEN, MN 55612
2
Beds
2
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.98 ac
Lot SizeThe size of the land the home sits on, from county records.
2012
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$823K
$733K low$912K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$825,000 · Aug 27, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,422 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,008,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$516,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$491,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$973,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,008,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
73
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
28
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.50 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Triplex
CountyCOOK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2019
Lot (acres)The size of the land the home sits on, from county records.0.98
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Tuckunder
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Beach (Ocean, River Or Lake)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaDeck · 300 ft²ElevatorPorch · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cook County Middle SchoolC
Middle · Grades 6–8 · 10.8 mi
H
Cook County Senior High SchoolB
High · Grades 9–12 · 10.8 mi
E
Sawtooth Mountain Elementary SchoolC
Elementary · Grades PK–5 · 10.8 mi

District: Cook County Public Schools

Neighborhood · ZIP 55612These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.31%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.409
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,226
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,315
Average tempThe average temperature here across a full year.36°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3948 Cascade Beach Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Cook County
  • Costs more per square foot than 93% of homes in Cook County
  • Bigger than 70% of homes in Cook County
  • Has a smaller lot than 71% of homes in Cook County
  • Newer than 88% of homes in Lutsen 55612

What homes are worth in Lutsen 55612

Each bar is how many homes fall in that price range. The marker is this home.

This home
$163K$1.2M

This home is worth more than 92% of homes in Lutsen 55612.

How it measures up in Lutsen 55612

The dot is this home. The mark in the middle is the typical home in Lutsen 55612.

Estimated value$822,670
CheaperTypical $412,440Pricier

Pricier than 92% of homes nearby

Price per ft²$588
CheaperTypical $357Pricier

Pricier than 86% of homes nearby

Living area1,400 ft²
SmallerTypical 1,112 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.98 ac
SmallerTypical 1.72 acBigger

Bigger than 34% of homes nearby

Year built2012
OlderTypical 1992Newer

Newer than 88% of homes nearby

How 3948 Cascade Beach Rd ranks against every home in each area.
MeasureThis homeLutsen 55612Cook County
Estimated valuepricier than$822,67092% of homes95% of homes
Price per ft²pricier than$58886% of homes93% of homes
Living areabigger than1,400 ft²66% of homes70% of homes
Lot sizebigger than0.98 ac34% of homes29% of homes
Year builtnewer than201288% of homes87% of homes

About 3948 Cascade Beach Rd

How much is 3948 Cascade Beach Rd, Lutsen, MN worth?

The TopHap Estimate for 3948 Cascade Beach Rd, Lutsen, MN is $822,670 as of Oct 21, 2026. The likely range is $733,477 to $911,863. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3948 Cascade Beach Rd, Lutsen, MN last sell?

3948 Cascade Beach Rd, Lutsen, MN last sold on Aug 27, 2021 for $825,000, according to the county's recorded deed.

How big is 3948 Cascade Beach Rd, Lutsen, MN?

3948 Cascade Beach Rd, Lutsen, MN has 2 bedrooms, 2 bathrooms, 1,400 square feet of living space and a 0.98-acre lot.

When was 3948 Cascade Beach Rd, Lutsen, MN built?

3948 Cascade Beach Rd, Lutsen, MN was built in 2012, making it 14 years old. It is a triplex home. The building has 2 stories.

What schools serve 3948 Cascade Beach Rd, Lutsen, MN?

3948 Cascade Beach Rd, Lutsen, MN is assigned to Cook County Middle School (middle), rated C; Cook County Senior High School (high), rated B; Sawtooth Mountain Elementary School (elementary), rated C. All sit in Cook County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3948 Cascade Beach Rd, Lutsen, MN compare to other homes in Lutsen 55612?

Among the 1,061 homes in Lutsen 55612, it is worth more than 92% of them ($822,670 against a typical $412,440), its price per square foot is higher than 86% of them ($588 against a typical $357), it is bigger than 66% of them (1,400 ft² against a typical 1,112 ft²), its lot is bigger than 34% of them (0.98 ac against a typical 1.72 ac) and it is newer than 88% of them (2012 against a typical 1992). Measured against all of Cook County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3948 Cascade Beach Rd, Lutsen, MN?

The 2026 property tax bill for 3948 Cascade Beach Rd, Lutsen, MN was $8,422. The county assessed it at $1,008,300.

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