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Single Family ResidenceResidential
$1,163,217$602 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3949 BLUEWATER DR

MONETA, VA 24121
3
Beds
2.5
Baths
1,931 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.2M
$1M low$1.3M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,742 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$870,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$260,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$610,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$870,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.74 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.44
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 36 ft²Patio · 238 ft²Porch · 292 ft²Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dudley Elementary SchoolB-
Elementary · Grades PK–5 · 6.3 mi
M
Benjamin Franklin Middle SchoolB
Middle · Grades 6–8 · 14.6 mi
H
Franklin County High SchoolC
High · Grades 9–12 · 14.7 mi

District: Franklin County Public Schools

Neighborhood · ZIP 24121These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.11,604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.110 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,926
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,856
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3949 Bluewater Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Franklin County
  • Costs more per square foot than 92% of homes in Franklin County
  • Bigger than 71% of homes in Franklin County
  • Has a smaller lot than 88% of homes in Franklin County

What homes are worth in Moneta 24121

Each bar is how many homes fall in that price range. The marker is this home.

This home
$101K$2.2M

This home is worth more than 84% of homes in Moneta 24121.

How it measures up in Moneta 24121

The dot is this home. The mark in the middle is the typical home in Moneta 24121.

Estimated value$1,163,217
CheaperTypical $548,779Pricier

Pricier than 84% of homes nearby

Price per ft²$602
CheaperTypical $390Pricier

Pricier than 80% of homes nearby

Living area1,931 ft²
SmallerTypical 1,612 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.44 ac
SmallerTypical 0.96 acBigger

Bigger than 16% of homes nearby

Year built1992
OlderTypical 1994Newer

Newer than 48% of homes nearby

How 3949 Bluewater Dr ranks against every home in each area.
MeasureThis homeMoneta 24121Franklin County
Estimated valuepricier than$1,163,21784% of homes91% of homes
Price per ft²pricier than$60280% of homes92% of homes
Living areabigger than1,931 ft²68% of homes71% of homes
Lot sizebigger than0.44 ac16% of homes12% of homes
Year builtnewer than199248% of homes56% of homes

About 3949 Bluewater Dr

How much is 3949 Bluewater Dr, Moneta, VA worth?

The TopHap Estimate for 3949 Bluewater Dr, Moneta, VA is $1,163,217 as of Sep 24, 2026. The likely range is $1,027,789 to $1,298,645. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3949 Bluewater Dr, Moneta, VA last sell?

3949 Bluewater Dr, Moneta, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3949 Bluewater Dr, Moneta, VA?

3949 Bluewater Dr, Moneta, VA has 3 bedrooms, 2.5 bathrooms, 1,931 square feet of living space and a 0.44-acre lot.

When was 3949 Bluewater Dr, Moneta, VA built?

3949 Bluewater Dr, Moneta, VA was built in 1992, making it 34 years old. The building has 1 story.

What schools serve 3949 Bluewater Dr, Moneta, VA?

3949 Bluewater Dr, Moneta, VA is assigned to Dudley Elementary School (elementary), rated B-; Benjamin Franklin Middle School (middle), rated B; Franklin County High School (high), rated C. All sit in Franklin County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3949 Bluewater Dr, Moneta, VA compare to other homes in Moneta 24121?

Among the 7,424 homes in Moneta 24121, it is worth more than 84% of them ($1,163,217 against a typical $548,779), its price per square foot is higher than 80% of them ($602 against a typical $390), it is bigger than 68% of them (1,931 ft² against a typical 1,612 ft²), its lot is bigger than 16% of them (0.44 ac against a typical 0.96 ac) and it is newer than 48% of them (1992 against a typical 1994). Measured against all of Franklin County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3949 Bluewater Dr, Moneta, VA?

The 2025 property tax bill for 3949 Bluewater Dr, Moneta, VA was $3,742. The county assessed it at $870,300.

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