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Single Family ResidentialResidential
$609,351
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $600,000 on Jun 19, 2026

395 CARTERS RIDGE RD

SPRUCE PINE, NC 28777
0
Baths
0.7 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$609K
$504K low$714K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$600,000 · Jun 19, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,327 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$361,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$336,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$277,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$15,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMITCHELL
Lot (acres)The size of the land the home sits on, from county records.0.70
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Greenlee Primary School
Elementary · Grades PK–2 · 0.8 mi
H
Mayland Early CollegeA
High · Grades 9–12 · 3.7 mi

District: Mitchell County Schools

Neighborhood · ZIP 28777These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,757
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,047
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,203
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

395 Carters Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Mitchell County
  • Has a smaller lot than 74% of homes in Mitchell County

What homes are worth in Spruce Pine 28777

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$773K

This home is worth more than 95% of homes in Spruce Pine 28777.

How it measures up in Spruce Pine 28777

The dot is this home. The mark in the middle is the typical home in Spruce Pine 28777.

Estimated value$609,351
CheaperTypical $221,476Pricier

Pricier than 95% of homes nearby

Lot size0.7 ac
SmallerTypical 1 acBigger

Bigger than 34% of homes nearby

How 395 Carters Ridge Rd ranks against every home in each area.
MeasureThis homeSpruce Pine 28777Mitchell County
Estimated valuepricier than$609,35195% of homes96% of homes
Lot sizebigger than0.7 ac34% of homes26% of homes

About 395 Carters Ridge Rd

How much is 395 Carters Ridge Rd, Spruce Pine, NC worth?

The TopHap Estimate for 395 Carters Ridge Rd, Spruce Pine, NC is $609,351 as of Sep 24, 2026. The likely range is $504,237 to $714,465. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 395 Carters Ridge Rd, Spruce Pine, NC last sell?

395 Carters Ridge Rd, Spruce Pine, NC last sold on Jun 19, 2026 for $600,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

What schools serve 395 Carters Ridge Rd, Spruce Pine, NC?

395 Carters Ridge Rd, Spruce Pine, NC is assigned to Greenlee Primary School (elementary); Mayland Early College (high), rated A. All sit in Mitchell County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 395 Carters Ridge Rd, Spruce Pine, NC compare to other homes in Spruce Pine 28777?

Among the 4,977 homes in Spruce Pine 28777, it is worth more than 95% of them ($609,351 against a typical $221,476) and its lot is bigger than 34% of them (0.7 ac against a typical 1 ac). Measured against all of Mitchell County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 395 Carters Ridge Rd, Spruce Pine, NC?

The 2026 property tax bill for 395 Carters Ridge Rd, Spruce Pine, NC was $2,327. The county assessed it at $361,100.

More homes on Carters Ridge Rd

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Assigned schools

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