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Single Family ResidentialResidential
$1,443,567$381 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

395 STATE ROAD 554

EL RITO, NM 87530
2
Beds
2
Baths
3,792 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
24.84 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.

Valuation

$1.4M
$1.2M low$1.7M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,528 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$130,310 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,270
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$101,040
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$127,077
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$390,928

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
68
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
9
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRIO ARRIBA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.24.84
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Abiquiu Elementary SchoolD
Elementary · Grades KG–6 · 8.4 mi
M
Carlos F. Vigil Middle SchoolD-
Middle · Grades 7–8 · 16.6 mi
H
Espanola Valley High SchoolD+
High · Grades 9–12 · 18.0 mi

District: EspaãƒÂ±Ola Municipal Schools

Neighborhood · ZIP 87530These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.122

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.3.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.337
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$35,002
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$51,191
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

395 State Road 554 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in El Rito 87530
  • Costs more per square foot than 97% of homes in Rio Arriba County
  • Bigger than 96% of homes in Rio Arriba County
  • Has a bigger lot than 98% of homes in El Rito 87530
  • Newer than 72% of homes in El Rito 87530

What homes are worth in El Rito 87530

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$838K

This home is worth more than almost all homes in El Rito 87530.

How it measures up in El Rito 87530

The dot is this home. The mark in the middle is the typical home in El Rito 87530.

Estimated value$1,443,567
CheaperTypical $214,678Pricier

Pricier than almost all homes nearby

Price per ft²$381
CheaperTypical $132Pricier

Pricier than 96% of homes nearby

Living area3,792 ft²
SmallerTypical 1,720 ft²Bigger

Bigger than 91% of homes nearby

Lot size24.84 ac
SmallerTypical 1 acBigger

Bigger than 98% of homes nearby

Year built1996
OlderTypical 1986Newer

Newer than 72% of homes nearby

How 395 State Road 554 ranks against every home in each area.
MeasureThis homeEl Rito 87530Rio Arriba County
Estimated valuepricier than$1,443,567almost all homesalmost all homes
Price per ft²pricier than$38196% of homes97% of homes
Living areabigger than3,792 ft²91% of homes96% of homes
Lot sizebigger than24.84 ac98% of homes97% of homes
Year builtnewer than199672% of homes71% of homes

About 395 State Road 554

How much is 395 State Road 554, El Rito, NM worth?

The TopHap Estimate for 395 State Road 554, El Rito, NM is $1,443,567 as of Oct 21, 2026. The likely range is $1,210,886 to $1,676,248. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 395 State Road 554, El Rito, NM last sell?

395 State Road 554, El Rito, NM last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 395 State Road 554, El Rito, NM?

395 State Road 554, El Rito, NM has 2 bedrooms, 2 bathrooms, 3,792 square feet of living space and a 24.84-acre lot.

When was 395 State Road 554, El Rito, NM built?

395 State Road 554, El Rito, NM was built in 1996, making it 30 years old.

What schools serve 395 State Road 554, El Rito, NM?

395 State Road 554, El Rito, NM is assigned to Abiquiu Elementary School (elementary), rated D; Carlos F. Vigil Middle School (middle), rated D-; Espanola Valley High School (high), rated D+. All sit in EspaãƒÂ±Ola Municipal Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 395 State Road 554, El Rito, NM compare to other homes in El Rito 87530?

Among the 445 homes in El Rito 87530, it is worth more than almost all of them ($1,443,567 against a typical $214,678), its price per square foot is higher than 96% of them ($381 against a typical $132), it is bigger than 91% of them (3,792 ft² against a typical 1,720 ft²), its lot is bigger than 98% of them (24.84 ac against a typical 1 ac) and it is newer than 72% of them (1996 against a typical 1986). Measured against all of Rio Arriba County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 395 State Road 554, El Rito, NM?

The 2025 property tax bill for 395 State Road 554, El Rito, NM was $3,528. The county assessed it at $130,310.

More homes on State Road 554

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Assigned schools

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