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Single Family ResidenceResidential
$93,636$102 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

395 WEST ST

WATERLOO, IN 46793
1
Beds
1
Baths
918 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1868
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$94K
$83K low$104K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$720 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$102,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$74,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$100,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$102,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
42
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDEKALB
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waterloo Elementary SchoolD
Elementary · Grades PK–5 · 0.6 mi
M
Dekalb Middle SchoolB+
Middle · Grades 6–8 · 1.5 mi
H
Dekalb High School
High · Grades 9–12 · 1.7 mi

District: Dekalb County Central United School District

Neighborhood · ZIP 46793These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.4,414
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.74 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,868
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,098
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

395 West St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in DeKalb County
  • Costs less per square foot than 84% of homes in DeKalb County
  • Smaller than 97% of homes in Waterloo 46793
  • Among the oldest homes in Waterloo 46793

What homes are worth in Waterloo 46793

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$642K

This home is worth more than 3% of homes in Waterloo 46793.

How it measures up in Waterloo 46793

The dot is this home. The mark in the middle is the typical home in Waterloo 46793.

Estimated value$93,636
CheaperTypical $240,408Pricier

Pricier than 3% of homes nearby

Price per ft²$102
CheaperTypical $148Pricier

Pricier than 22% of homes nearby

Living area918 ft²
SmallerTypical 1,686 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.35 ac
SmallerTypical 0.94 acBigger

Bigger than 38% of homes nearby

Year built1868
OlderTypical 1972Newer

Older than almost all homes nearby

How 395 West St ranks against every home in each area.
MeasureThis homeWaterloo 46793DeKalb County
Estimated valuepricier than$93,6363% of homes2% of homes
Price per ft²pricier than$10222% of homes16% of homes
Living areabigger than918 ft²3% of homes4% of homes
Lot sizebigger than0.35 ac38% of homes50% of homes
Year builtnewer than1868almost no homesalmost no homes

About 395 West St

How much is 395 West St, Waterloo, IN worth?

The TopHap Estimate for 395 West St, Waterloo, IN is $93,636 as of Sep 24, 2026. The likely range is $82,957 to $104,315. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 395 West St, Waterloo, IN last sell?

395 West St, Waterloo, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 395 West St, Waterloo, IN?

395 West St, Waterloo, IN has 1 bedrooms, 1 bathrooms, 918 square feet of living space and a 0.35-acre lot.

When was 395 West St, Waterloo, IN built?

395 West St, Waterloo, IN was built in 1868, making it 158 years old. The building has 1 story.

What schools serve 395 West St, Waterloo, IN?

395 West St, Waterloo, IN is assigned to Waterloo Elementary School (elementary), rated D; Dekalb Middle School (middle), rated B+; Dekalb High School (high). All sit in Dekalb County Central United School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 395 West St, Waterloo, IN compare to other homes in Waterloo 46793?

Among the 1,610 homes in Waterloo 46793, it is worth more than 3% of them ($93,636 against a typical $240,408), its price per square foot is higher than 22% of them ($102 against a typical $148), it is bigger than 3% of them (918 ft² against a typical 1,686 ft²), its lot is bigger than 38% of them (0.35 ac against a typical 0.94 ac) and it is newer than almost none of them (1868 against a typical 1972). Measured against all of DeKalb County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 395 West St, Waterloo, IN?

The 2025 property tax bill for 395 West St, Waterloo, IN was $720. The county assessed it at $102,500.

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