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Single Family ResidenceResidential
$397,205$204 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $255,000 on Jun 24, 2019

395 WHITE ROCK RD NW

FLOYD, VA 24091
4
Beds
2
Baths
1,944 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.92 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$397K
$358K low$436K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$255,000 · Jun 24, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,614 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$350,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$305,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$350,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$350,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyFLOYD
Lot (acres)The size of the land the home sits on, from county records.1.92
RoofThe main material covering the roof, such as asphalt shingle or tile.Galvanized
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Indian Valley Elementary SchoolB+
Elementary · Grades KG–7 · 4.7 mi
H
Floyd County High SchoolB
High · Grades 8–12 · 9.2 mi

District: Floyd County Public Schools

Neighborhood · ZIP 24091These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,008
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,446
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,025
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

395 White Rock Rd Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Floyd County
  • Bigger than 75% of homes in Floyd County
  • Newer than 73% of homes in Floyd 24091

What homes are worth in Floyd 24091

Each bar is how many homes fall in that price range. The marker is this home.

This home
$54K$678K

This home is worth more than 79% of homes in Floyd 24091.

How it measures up in Floyd 24091

The dot is this home. The mark in the middle is the typical home in Floyd 24091.

Estimated value$397,205
CheaperTypical $276,270Pricier

Pricier than 79% of homes nearby

Price per ft²$204
CheaperTypical $199Pricier

Pricier than 54% of homes nearby

Living area1,944 ft²
SmallerTypical 1,555 ft²Bigger

Bigger than 72% of homes nearby

Lot size1.92 ac
SmallerTypical 2.5 acBigger

Bigger than 40% of homes nearby

Year built1999
OlderTypical 1984Newer

Newer than 73% of homes nearby

How 395 White Rock Rd Nw ranks against every home in each area.
MeasureThis homeFloyd 24091Floyd County
Estimated valuepricier than$397,20579% of homes83% of homes
Price per ft²pricier than$20454% of homes60% of homes
Living areabigger than1,944 ft²72% of homes75% of homes
Lot sizebigger than1.92 ac40% of homes38% of homes
Year builtnewer than199973% of homes73% of homes

About 395 White Rock Rd Nw

How much is 395 White Rock Rd Nw, Floyd, VA worth?

The TopHap Estimate for 395 White Rock Rd Nw, Floyd, VA is $397,205 as of Jul 14, 2026. The likely range is $358,205 to $436,205. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 395 White Rock Rd Nw, Floyd, VA last sell?

395 White Rock Rd Nw, Floyd, VA last sold on Jun 24, 2019 for $255,000, according to the county's recorded deed.

How big is 395 White Rock Rd Nw, Floyd, VA?

395 White Rock Rd Nw, Floyd, VA has 4 bedrooms, 2 bathrooms, 1,944 square feet of living space and a 1.92-acre lot.

When was 395 White Rock Rd Nw, Floyd, VA built?

395 White Rock Rd Nw, Floyd, VA was built in 1999, making it 27 years old. It is a cape cod home.

What schools serve 395 White Rock Rd Nw, Floyd, VA?

395 White Rock Rd Nw, Floyd, VA is assigned to Indian Valley Elementary School (elementary), rated B+; Floyd County High School (high), rated B. All sit in Floyd County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 395 White Rock Rd Nw, Floyd, VA compare to other homes in Floyd 24091?

Among the 3,098 homes in Floyd 24091, it is worth more than 79% of them ($397,205 against a typical $276,270), its price per square foot is higher than 54% of them ($204 against a typical $199), it is bigger than 72% of them (1,944 ft² against a typical 1,555 ft²), its lot is bigger than 40% of them (1.92 ac against a typical 2.5 ac) and it is newer than 73% of them (1999 against a typical 1984). Measured against all of Floyd County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 395 White Rock Rd Nw, Floyd, VA?

The 2026 property tax bill for 395 White Rock Rd Nw, Floyd, VA was $1,614. The county assessed it at $350,900.

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