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Single Family ResidenceResidential
$188,462$234 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3954 STATE ROUTE 764

UTICA, KY 42376
3
Beds
1
Baths
804 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1926
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$188K
$141K low$236K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$626 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$60,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$25,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$60,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDaviess
Lot (acres)The size of the land the home sits on, from county records.1.53
HeatingThe type of heating system in the home.Stove

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southern Oaks Elementary SchoolA-
Elementary · Grades PK–5 · 8.6 mi
M
College View Middle SchoolC-
Middle · Grades 6–8 · 8.9 mi
H
Daviess County High SchoolB
High · Grades 9–12 · 10.1 mi

District: Daviess County School District

Neighborhood · ZIP 42376These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.106

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.6,497
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,199
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,758
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3954 State Route 764 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 97% of homes in Daviess County
  • Smaller than 96% of homes in Daviess County
  • Has a bigger lot than 89% of homes in Daviess County
  • Older than 93% of homes in Daviess County

What homes are worth in Utica 42376

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$450K

This home is worth more than 39% of homes in Utica 42376.

How it measures up in Utica 42376

The dot is this home. The mark in the middle is the typical home in Utica 42376.

Estimated value$188,462
CheaperTypical $219,123Pricier

Pricier than 39% of homes nearby

Price per ft²$234
CheaperTypical $147Pricier

Pricier than 94% of homes nearby

Living area804 ft²
SmallerTypical 1,421 ft²Bigger

Bigger than 6% of homes nearby

Lot size1.53 ac
SmallerTypical 1 acBigger

Bigger than 64% of homes nearby

Year built1926
OlderTypical 1980Newer

Newer than 8% of homes nearby

How 3954 State Route 764 ranks against every home in each area.
MeasureThis homeUtica 42376Daviess County
Estimated valuepricier than$188,46239% of homes39% of homes
Price per ft²pricier than$23494% of homes97% of homes
Living areabigger than804 ft²6% of homes4% of homes
Lot sizebigger than1.53 ac64% of homes89% of homes
Year builtnewer than19268% of homes7% of homes

About 3954 State Route 764

How much is 3954 State Route 764, Utica, KY worth?

The TopHap Estimate for 3954 State Route 764, Utica, KY is $188,462 as of Aug 30, 2026. The likely range is $140,919 to $236,005. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3954 State Route 764, Utica, KY last sell?

3954 State Route 764, Utica, KY last sold on Sep 1, 2009, according to the county's recorded deed.

How big is 3954 State Route 764, Utica, KY?

3954 State Route 764, Utica, KY has 3 bedrooms, 1 bathrooms, 804 square feet of living space and a 1.53-acre lot.

When was 3954 State Route 764, Utica, KY built?

3954 State Route 764, Utica, KY was built in 1926, making it 100 years old. The building has 1 story.

What schools serve 3954 State Route 764, Utica, KY?

3954 State Route 764, Utica, KY is assigned to Southern Oaks Elementary School (elementary), rated A-; College View Middle School (middle), rated C-; Daviess County High School (high), rated B. All sit in Daviess County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3954 State Route 764, Utica, KY compare to other homes in Utica 42376?

Among the 2,832 homes in Utica 42376, it is worth more than 39% of them ($188,462 against a typical $219,123), its price per square foot is higher than 94% of them ($234 against a typical $147), it is bigger than 6% of them (804 ft² against a typical 1,421 ft²), its lot is bigger than 64% of them (1.53 ac against a typical 1 ac) and it is newer than 8% of them (1926 against a typical 1980). Measured against all of Daviess County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3954 State Route 764, Utica, KY?

The 2025 property tax bill for 3954 State Route 764, Utica, KY was $626. The county assessed it at $60,700.

More homes on State Route 764

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