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Rural ResidenceResidential
$603,426$239 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3955 SALTILLO RD

ROCA, NE 68430
3
Beds
3
Baths
2,520 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$603K
$410K low$796K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$338,426
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$270,741
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$240,000
STATE FARM BANK FSB · E · recorded May 5, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
STATE FARM BANK FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,821 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$622,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$190,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$431,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$575,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$622,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
43
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
50
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLancaster
Lot (acres)The size of the land the home sits on, from county records.6.51
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 381 ft²Patio · 381 ft²Porch · 532 ft²Sprinklers

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Norris Elementary School
Elementary · Grades PK–2 · 9.2 mi
M
Norris Middle SchoolA
Middle · Grades 6–8 · 9.2 mi
H
Norris High SchoolA+
High · Grades 9–12 · 9.3 mi

District: Norris School District 160

Neighborhood · ZIP 68430These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,366
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,545
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$139,187
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3955 Saltillo Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Lancaster County
  • Costs less per square foot than 75% of homes in Roca 68430
  • Bigger than 88% of homes in Lancaster County
  • Among the largest lots in Lancaster County
  • Older than 78% of homes in Roca 68430

What homes are worth in Roca 68430

Each bar is how many homes fall in that price range. The marker is this home.

This home
$173K$1.4M

This home is worth more than 51% of homes in Roca 68430.

How it measures up in Roca 68430

The dot is this home. The mark in the middle is the typical home in Roca 68430.

Estimated value$603,426
CheaperTypical $598,808Pricier

Pricier than 51% of homes nearby

Price per ft²$239
CheaperTypical $304Pricier

Pricier than 25% of homes nearby

Living area2,520 ft²
SmallerTypical 2,074 ft²Bigger

Bigger than 68% of homes nearby

Lot size6.51 ac
SmallerTypical 3 acBigger

Bigger than 93% of homes nearby

Year built1974
OlderTypical 2005Newer

Newer than 22% of homes nearby

How 3955 Saltillo Rd ranks against every home in each area.
MeasureThis homeRoca 68430Lancaster County
Estimated valuepricier than$603,42651% of homes91% of homes
Price per ft²pricier than$23925% of homes63% of homes
Living areabigger than2,520 ft²68% of homes88% of homes
Lot sizebigger than6.51 ac93% of homesalmost all homes
Year builtnewer than197422% of homes43% of homes

About 3955 Saltillo Rd

How much is 3955 Saltillo Rd, Roca, NE worth?

The TopHap Estimate for 3955 Saltillo Rd, Roca, NE is $603,426 as of Jul 14, 2026. The likely range is $410,389 to $796,463. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3955 Saltillo Rd, Roca, NE?

3955 Saltillo Rd, Roca, NE has 3 bedrooms, 3 bathrooms, 2,520 square feet of living space and a 6.51-acre lot.

When was 3955 Saltillo Rd, Roca, NE built?

3955 Saltillo Rd, Roca, NE was built in 1974, making it 52 years old. It is a ranch home. The building has 1 story.

What schools serve 3955 Saltillo Rd, Roca, NE?

3955 Saltillo Rd, Roca, NE is assigned to Norris Elementary School (elementary); Norris Middle School (middle), rated A; Norris High School (high), rated A+. All sit in Norris School District 160. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3955 Saltillo Rd, Roca, NE compare to other homes in Roca 68430?

Among the 914 homes in Roca 68430, it is worth more than 51% of them ($603,426 against a typical $598,808), its price per square foot is higher than 25% of them ($239 against a typical $304), it is bigger than 68% of them (2,520 ft² against a typical 2,074 ft²), its lot is bigger than 93% of them (6.51 ac against a typical 3 ac) and it is newer than 22% of them (1974 against a typical 2005). Measured against all of Lancaster County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3955 Saltillo Rd, Roca, NE?

The 2025 property tax bill for 3955 Saltillo Rd, Roca, NE was $7,821. The county assessed it at $622,500.

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Assigned schools

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